10554 Water St, Defiance, OH 43512 Property Records

Defiance County property record for 10554 Water St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1952
Lot Size	0.505 acres (22,002 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Sep 2019)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone A (high risk)
APN	`I130015B08100`

Property Details

APN / Parcel Number

Primary APN	`I130015B08100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,002 sqft (0.505 acres)
Lot Dimensions	250 ft deep x 88 ft wide
View / Lot	Waterfront
Garage Type	Attached - Unfinished
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	160 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	10554 WATER ST
City	DEFIANCE
State	OH
Zip	43512-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUNERSBURG LOT 36 & 37 PTS & 38 WH
Legal Subdivision	BRUNERSBURG
Legal Lot Number	36,37
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	1
Census Block	1012
Census Tract	958400

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10554 WATER ST, DEFIANCE, OH 43512-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Jun 8, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Feb 26, 2014 · Amount on Record
Deed Document Number	20193468
Deed Book / Page	422 / 626
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 9, 2019
Property Address	10554 WATER ST, DEFIANCE, OH 43512-1248
Document Number	422/0626
Book / Page	422 / 0626
Map Reference	VOL 3 PG 31
Instrument Date	Sep 9, 2019
Instrument	201900003468
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10554 WATER ST, DEFIANCE, OH 43512-1248

Mortgage

Document Number	201900003469
Date	Sep 9, 2019
Instrument	201900003469

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 8, 2018
Property Address	10554 WATER ST, DEFIANCE, OH 43512-1248
Document Number	412/2008
Book / Page	412 / 2008
Instrument Date	Jun 7, 2018
Instrument	201800002477
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00	$41,710 (-) Land $2,450 Building $39,260
2024	$1,432.00 (-1.31%)	$41,710 (-) Land $2,450 Building $39,260	$119,180 (+0.01%) Land $7,000 Building $112,180
2023	$1,451.00 (+10.43%)	$41,710 (+31%) Land $2,450 Building $39,260	$119,171 (+31%) Land $7,000 Building $112,171
2022	$1,314.00	$31,840 Land $2,390 Building $29,450
2020			$90,970 Land $6,840 Building $84,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures