Defiance County property record for 10490 Water St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,288 sqft · built 1976 |
| Lot Size | 0.731 acres (31,855 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,213 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | I130015C00100 |
| Primary APN | I130015C00100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 5,550 sqft |
| 1st Floor Area | 2,288 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 31,855 sqft (0.731 acres) |
| Lot Dimensions | 277 ft deep x 115 ft wide |
| Garage Type | Mixed |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 246 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Canopy | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 10490 WATER ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEE MEADOWS LOT 1 E PT |
| Legal Subdivision | WEE MEADOWS |
| Legal Lot Number | 1 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | NOBLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 958400 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10490 WATER ST, DEFIANCE, OH 43512-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 1998 |
| Deed Sale | May 18, 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 10490 WATER ST, DEFIANCE, OH 43512-1246 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|
| Document Number | 407/0620 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 407/0620 |
| Instrument | 201700004281 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 55555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Noble Township |
| Unified School District | Northeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,213.00 | $74,600 (-) Land $5,510 Building $69,090 | |
| 2024 | $2,213.00 (-14.72%) | $74,600 (-) Land $5,510 Building $69,090 | $213,150 (+%) Land $15,740 Building $197,410 |
| 2023 | $2,595.00 (+7.14%) | $74,600 (+27.15%) Land $5,510 Building $69,090 | $213,142 (+27.15%) Land $15,742 Building $197,400 |
| 2022 | $2,422.00 | $58,670 Land $5,320 Building $53,350 | |
| 2020 | $167,630 Land $15,190 Building $152,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MetaLINK Technologies.
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