10552 Thwing Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10552 Thwing Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,985 sqft · built 1958
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-117800`

Property Details

APN / Parcel Number

Primary APN	`06-117800`
Alternative APN	`004729-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,985 sqft
Basement Area	975 sqft
Unfinished Basement	975 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Detached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004729-4
Street Address	10552 THWING RD
City	CHARDON
State	OH
Zip	44024-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT-162
Legal Subdivision	TRACT 3
Legal Lot Number	162
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2021
Census Tract	312202

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10552 THWING RD, CHARDON, OH 44024-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 8, 2020	Deed of Trust, Mortgage US BANK NA
Dec 10, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10552 THWING RD, CHARDON, OH 44024-9774
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10552 THWING RD, CHARDON, OH 44024-9774

Mortgage

Document Number	0022102020
Date	Oct 28, 2025
Book Page	2210/2020
Instrument	202501040227

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10552 THWING RD, CHARDON, OH 44024-9774
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10552 THWING RD, CHARDON, OH 44024-9774

Mortgage

Document Number	0021340542
Date	Sep 9, 2021
Book Page	2134/542
Instrument	202100988831

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	105 Months
Due	Jun 17, 2030

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10552 THWING RD, CHARDON, OH 44024-9774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260049
Date	Jan 19, 2017
Book Page	2026/0049
Instrument	201700916508

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	115 Months
Due	Aug 3, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10552 THWING RD, CHARDON, OH 44024-9774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10552 THWLNG RD, CHARDON, OH 44024-9774

Mortgage

Document Number	0021102126
Date	Dec 8, 2020
Book Page	2110/2126
Instrument	202000974089

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	118 Months
Due	Oct 1, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10552 THWING RD, CHARDON, OH 44024-9774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10552 THWING RD, CHARDON, OH 44024-9774

Mortgage

Document Number	0021103089
Date	Dec 10, 2020
Book Page	2110/3089
Instrument	202000974275

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10552 THWING RD, CHARDON, OH 44024-9774
Document Number	0000920785
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10552 THWING RD CHARDON OH 440249774, CHARDON, OH 44024-9774

Mortgage

Document Number	0000920785
Date	May 9, 2017
Instrument	920785

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 (-0.5%)	$74,410 (-) Land $11,620 Building $62,790
2024	$3,580.00 (+7.25%) Homeowner's exemption	$74,410 (-) Land $11,620 Building $62,790
2023	$3,338.00 (-4.85%) Homeowner's exemption	$74,410 (+14.04%) Land $11,620 Building $62,790	$212,600 (+14.06%) Land $33,200 Building $179,400
2022		$65,250 Land $9,630 Building $55,620
2021	$3,508.00
2020			$186,400 Land $27,500 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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