10532 Thwing Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10532 Thwing Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1962
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2006)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-054600`

Property Details

APN / Parcel Number

Primary APN	`06-054600`
Alternative APN	`004595-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft (1.14 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004595-8
Street Address	10532 THWING RD
City	CHARDON
State	OH
Zip	44024-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 162 TR 3
Legal Tract	3
Legal Lot Number	162
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2021
Census Tract	312202

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10532 THWING RD, CHARDON, OH 44024-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit HOME SVGS BK
Oct 11, 2017	Deed of Trust, Mortgage · Line of Credit HOME SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2006 · Amount on Record
Deed Sale	Feb 15, 2006 · Amount on Record
Prior Sale	Jan 1, 1990
Last Transfer Date	Jun 1, 2015
Transfer Doc	0019913391
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10532 THWING RD, CHARDON, OH 44024-9774
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021383379
Date	Nov 4, 2021
Book Page	2138/3379
Instrument	202100991746

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10532 THWING RD, CHARDON, OH 44024-9774
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	LAWYERS TTL AGCY OF CHARDON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020763418
Date	Aug 21, 2019
Book Page	2076/3418
Instrument	201900953133

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10532 THWING RD, CHARDON, OH 44024-9774
Document Number	0020652985
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10532 THWING RD CHARDON OH 440249774, CHARDON, OH 44024-9774

Mortgage

Document Number	0020652985
Date	Feb 6, 2019
Book Page	002065/002985
Instrument	945597

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	CHARDON, OH 44024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2039

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10532 THWING RD, CHARDON, OH 44024-9774
Document Number	0020402955
Book / Page	002040 / 002955
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10532 THWING RD CHARDON OH 440249774, CHARDON, OH 44024-9774

Mortgage

Document Number	0020402955
Date	Oct 13, 2017
Book Page	002040/002955
Instrument	927346

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44501-1111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (-0.54%)	$69,830 (-) Land $11,620 Building $58,210
2024	$3,360.00 (+7.25%) Homeowner's exemption	$69,830 (-) Land $11,620 Building $58,210
2023	$3,133.00 (+6.24%) Homeowner's exemption	$69,830 (+27.31%) Land $11,620 Building $58,210	$199,500 (+27.31%) Land $33,200 Building $166,300
2022		$54,850 Land $9,630 Building $45,220
2021	$2,949.00
2020			$156,700 Land $27,500 Building $129,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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