1055 Ross Cir, Napa, CA 94558 Property Records

Napa County property record for 1055 Ross Cir, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,428 sqft · built 1967
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Trust Names on File
Last Sale	$735,000 (Nov 2010)
Tax Bill	$10,671 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-281-001-000`

Property Details

APN / Parcel Number

Primary APN	`049-281-001-000`
Alternative APNs	`049-281-001` `04928101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,428 sqft Living Area
Gross Area	2,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	049-281-001
Street Address	1055 ROSS CIR
City	NAPA
State	CA
Zip	94558-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB1
Legal Description	LOT 78 MONTICELLO PARK SUB NO 3 6R/M78
Legal Subdivision	MONTICELLO PARK UNIT #3
Legal Lot Number	78
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	201402

Owner

1055 Ross Cir is owner-occupied and held in a trust since November 2010.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1055 ROSS CIR, NAPA, CA 94558-2118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2020	Deed of Trust, Mortgage REDWOOD CU
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2010 · Amount on File
Deed Sale	Nov 8, 2010 · Amount on File
Prior Sale	Oct 7, 2009 · Amount on File
Deed Document Number	201027165
Prior Transfer Date	Oct 1, 2009
Prior Transfer Doc	0000026070
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1055 ROSS CIR, NAPA, CA 94558-2118
Document Number	0000016534
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/NAPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1055 ROSS CIR NAPA CA 945582118, NAPA, CA 94558-2118

Mortgage

Document Number	0000016534
Date	Jul 13, 2020
Instrument	16534

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1055 ROSS CIR, NAPA, CA 94558-2118
Document Number	0000025103
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1055 ROSS CIR NAPA CA 945582118, NAPA, CA 94558-2118

Mortgage

Document Number	0000025103
Date	Nov 9, 2017
Instrument	25103

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 8, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 1055 Ross Cir was $10,671 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,671.00 (+2.07%) Homeowner's exemption	$960,484 (+2%) Land $392,032 Building $568,452	$960,484 Land $392,032 Building $568,452
2025	$10,455.00 Homeowner's exemption	$941,652 Land $384,346 Building $557,306
2023	$9,899.00 (+1.51%) Homeowner's exemption	$905,088 Land $369,422 Building $535,666
2022	$9,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 Ross Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1055 Ross Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Valley Internet.

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