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1055 River Rd, Apt 1012, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1055 River Rd, Apt 1012, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details1,493 sqft · built 1982
Lot Size8.86 acres (385,942 sqft)
Owner2 Individual Names on File
Last Sale$749,000 (Dec 2025)
Tax Bill$9,432 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN13-00033-0000-00001-S-C1012

Property Details

APN / Parcel Number

Primary APN13-00033-0000-00001-S-C1012
Alternative APN
  • 1300033000000001000S C1012

Interior

Units322 Units
Stories1 Story
Building Area1,493 sqft Living Area
1st Floor Area1,493 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialConcrete
Construction TypeConcrete Block
Lot Area385,942 sqft (8.86 acres)

Location & Zoning

Street Address1055 RIVER RD, 12
CityEDGEWATER
StateNJ
Zip07020-1363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8.86
Legal SubdivisionADMIRALS WALKS
Legal Block33
Legal Lot Number1.S
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group4
Census Block4005
Census Tract13002

Owner

1055 River Rd, Apt 1012 is owned by two individuals who bought it in December 2025.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1055 RIVER RD, 1012, EDGEWATER, NJ 07020-1363
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed, Transfer · Conventional Mortgage
LUMINATE BANK
Nov 18, 2020Deed of Trust, Mortgage · Conventional with PMI
NJ LENDERS
Jan 23, 2018Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2025 · Amount on File
Deed SaleDec 31, 2025 · Amount on File
Prior SaleJan 29, 2021 · Amount on File
Deed Document Number202591148
Deed Book / Page5690 / 1789
Record UpdatedOct 29, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 31, 2025
Property Address1055 RIVER RD APT 1012, 1012, EDGEWATER, NJ 07020-1363
Document Number0056901789
Book / Page5690 / 1789
Instrument DateDec 23, 2025
Instrument2025091148
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyNORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,764.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5110 SAN FELIPE ST, HOUSTON, TX 77056-3610

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 RIVER RD APT 1012, 1012, EDGEWATER, NJ 07020-1363

Mortgage

Document Number2025091149
DateDec 31, 2025
Instrument2025091149
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2041

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address1055 RIVER RD APT 1012, 1012, EDGEWATER, NJ 07020-1363
Document Number0039380160
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyCOUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 RIVER RD #1012 EDGEWATER NJ 070201363, 1012, EDGEWATER, NJ 07020-1363

Mortgage

Document Number0039380160
DateJan 29, 2021
Book Page003938/000160
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 28, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address1055 RIVER RD APT 1012, 1012, EDGEWATER, NJ 07020-1363
Document Number0028601236
Book / Page002860 / 001236
Instrument DateJan 23, 2018
Transaction TypeMortgage
Record UpdatedFeb 23, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 RIVER RD #1012 EDGEWATER NJ 070201363, 1012, EDGEWATER, NJ 07020-1363

Mortgage

Document Number0028601236
DateFeb 8, 2018
Book Page002860/001236
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 7, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1055 River Rd, Apt 1012 was $9,432, up 7.9% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$631,600 (+10.15%) Land $275,000 Building $356,600$631,600 (+10.15%) Land $275,000 Building $356,600
2025$9,432.00 (+7.91%)$573,400 Land $240,000 Building $333,400$573,400 Land $240,000 Building $333,400
2024$8,741.00
2023$536,800 Land $220,000 Building $316,800$536,800 Land $220,000 Building $316,800
2022$8,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 River Rd, Apt 1012 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies589 units insured
incl. 550 condo units
Nearby Flood Claims35 (1985–2024)
Claims Outside the SFHA6 of 35
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Sandy, Oct 2012 · 17 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1055 River Rd, Apt 1012 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Starry.

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