1055 River Rd, Apt 913, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1055 River Rd, Apt 913, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,074 sqft · built 1982
Lot Size	8.86 acres (385,942 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Jan 2001)
Tax Bill	$6,647 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-S-C0913`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-S-C0913`
Alternative APN	`1300033000000001000S C0913`

Interior

Units	322 Units
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft (8.86 acres)

Location & Zoning

Street Address	1055 RIVER RD, 913
City	EDGEWATER
State	NJ
Zip	07020-1362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.S
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

1055 River Rd, Apt 913 is owned by a company that bought it in January 2001.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1055 RIVER RD, 913, EDGEWATER, NJ 07020-1362
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2001 · Amount on File
Deed Sale	Jan 8, 2001 · Amount on File
Prior Sale	Nov 1, 2000
Deed Book / Page	8337 / 520
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1055 RIVER RD APT 913, 913, EDGEWATER, NJ 07020-1362
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038731583
Date	Dec 17, 2020
Book Page	3873/1583
Instrument	2020135654

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1055 RIVER RD APT 913, 913, EDGEWATER, NJ 07020-1362
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025322371
Date	Feb 10, 2017
Book Page	02532/2371
Instrument	17-013718

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Jan 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1055 River Rd, Apt 913 was $6,647, up 8.5% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,400 (+10.22%) Land $275,000 Building $170,400	$445,400 (+10.22%) Land $275,000 Building $170,400
2025	$6,647.00 (+8.54%)	$404,100 Land $240,000 Building $164,100	$404,100 Land $240,000 Building $164,100
2024	$6,124.00
2023		$376,600 Land $220,000 Building $156,600	$376,600 Land $220,000 Building $156,600
2022	$6,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 River Rd, Apt 913 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1055 River Rd, Apt 913 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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