1055 River Bend Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 1055 River Bend Dr, Mars Hill, NC 28754 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,700 sqft · built 2000
Lot Size	4.06 acres (176,854 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Mar 2023)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9746-30-8739`

Property Details

APN / Parcel Number

Primary APN	`9746-30-8739`
Alternative APNs	`9746308739 0013670` `13670`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,700 sqft Heated Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Unfinished Basement	1,350 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	176,854 sqft (4.06 acres)
Porch	Slab
Porch Area	156 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	1055 RIVER BEND DR
City	MARS HILL
State	NC
Zip	28754-6287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEND OF IVY LO:8
Legal Subdivision	THOMAS J PALOWITCH & LAURIE PA
Legal Block	30
Legal Lot Number	8
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	3
Census Block	3028
Census Tract	10602

Owner

Source: Madison County records · APN 9746-30-8739

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1055 RIVER BEND DR, MARS HILL, NC 28754-6287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 24, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2023350304
Deed Book / Page	769 / 745
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Mar 31, 2023
Property Address	1055 RIVER BEND DR, MARS HILL, NC 28754-6287
Document Number	0007690745
Book / Page	769 / 745
Map Reference	MB 3 PG 728
Instrument Date	Mar 22, 2023
Instrument	350304
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5535 BRIDGEGATE DR, WINSTON SALEM, NC 27106-8738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1055 RIVER BEND DR, MARS HILL, NC 28754-6287
Investor	Possibly a Property Investor

Mortgage

Document Number	0000350305
Date	Mar 31, 2023
Instrument	350305

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1055 RIVER BEND DR, MARS HILL, NC 28754-6287
Transaction Type	Mortgage
Record Updated	Dec 26, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007630506
Date	Dec 12, 2022
Book Page	763/506
Instrument	349112

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WEAVERVILLE, NC 28787

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Aug 24, 2018
Property Address	1055 RIVER BEND DR, MARS HILL, NC 28754-6287
Document Number	0006550603
Book / Page	655 / 603
Map Reference	MB3 PG728
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6492 WINLERKORN LN, 6492, OOLTEWAH, TN 37363-5571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RIVER BEND DR, MARS HILL, NC 28754-6287

Mortgage

Document Number	0000330130
Date	Aug 24, 2018
Instrument	330130

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00	$442,142 (+102.4%) Land $72,198 Building $369,944	$442,142 (+102.4%) Land $72,198 Building $369,944
2023		$218,452 Land $39,047 Building $179,405	$218,452 Land $39,047 Building $179,405

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (37115C), updated March 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371150106023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 5 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	About 1 in 885 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
French Broad Electric Membership	Fiber	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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