1050 River Bend Dr, Mars Hill, NC 28754 Property Records

Madison County property record for 1050 River Bend Dr, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,368 sqft · built 2000
Lot Size11.4 acres (499,633 sqft)
Owner2 Individual Names on Record
Last Sale$489,000 (Sep 2021)
Tax Bill$2,191 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9746-30-5227

Property Details

APN / Parcel Number

Primary APN9746-30-5227
Alternative APNs
  • 9746305227 0013990
  • 13990

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,368 sqft Heated Area
1st Floor Area1,368 sqft
Basement Area1,368 sqft
Unfinished Basement1,368 sqft
FlooringHardwood
Interior WallsWood

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area499,633 sqft (11.4 acres)
PorchSlab
Porch Area660 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemOther

Location & Zoning

Street Address1050 RIVER BEND DR
CityMARS HILL
StateNC
Zip28754-6287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal SubdivisionBEND OF THE IVY DEVELOPMENT
Legal Block30
JurisdictionMADISON NC
Township / Civil Division3, MARS HILL
Census Block Group3
Census Block3028
Census Tract10602

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1050 RIVER BEND DR, MARS HILL, NC 28754-6287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Prior SaleJan 20, 2003 · Amount on Record
Deed Document Number2021343206
Deed Book / Page729 / 775
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateSep 14, 2021
Property Address1050 RIVER BEND DR, MARS HILL, NC 28754-6287
Document Number0007290775
Book / Page729 / 775
Map ReferenceMB 3 PG 685
Instrument DateSep 9, 2021
Instrument343206
Transaction TypeTransfer
Record UpdatedSep 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$978.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 498, CANDLER, NC 28715-0498

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 RIVER BEND DR, MARS HILL, NC 28754-6287

Mortgage

Document Number343207
DateSep 14, 2021
Instrument343207
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address1050 RIVER BEND DR, MARS HILL, NC 28754-6287
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007050584
DateNov 25, 2020
Book Page705/584
Instrument339043
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,191.00$447,082 (+71.13%) Land $125,126 Building $321,956$447,082 (+71.13%) Land $125,126 Building $321,956
2023$261,252 Land $69,277 Building $191,975$261,252 Land $69,277 Building $191,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims5 (2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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