1055 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1055 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,339 sqft · built 2016
Lot Size	0.041 acres (1,804 sqft)
Owner	Individual Name on File
Last Sale	$448,990 (May 2017)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242779`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242779`
Alternative APN	`78090242779`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,339 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	948 sqft
Basement Area	467 sqft
Finished Basement	467 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242779
Street Address	1055 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1982
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 62 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	62
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2019
Census Tract	740704

Owner

1055 Red Clover Rd, a townhouse, is owned and occupied by an individual who bought it in May 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC
Apr 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC
May 23, 2017	Deed, Subdivision Related Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on File
Deed Sale	May 23, 2017 · Amount on File
Deed Document Number	201730960-360
Deed Book / Page	30960 / 360
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0287310264
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982

Mortgage

Document Number	0417740217
Date	Oct 28, 2025
Book Page	41774/217

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372710460
Date	Jul 27, 2021
Book Page	37271/460

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	KTL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345380093
Date	May 6, 2020
Book Page	34538/93

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	JACQUIES TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0319770496
Date	Apr 4, 2018
Book Page	31977/496

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

May 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 23, 2017
Property Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Document Number	0309600360
Book / Page	30960 / 360
Map Reference	MB335 PG47 PL17323
Instrument Date	May 9, 2017
Instrument	30960-360
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,612.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RED CLOVER RD, GAMBRILLS, MD 21054-1982

Mortgage

Document Number	30960368
Date	May 23, 2017
Instrument	30960-368

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1055 Red Clover Rd was $5,818 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,833	$597,700 Land $175,000 Building $422,700
2025	$5,818.00
2023	$5,132.00 Homeowner's exemption	$481,633	$525,900 Land $170,000 Building $355,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 Red Clover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1055 Red Clover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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