1053 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1053 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,315 sqft · built 2016
Lot Size	0.041 acres (1,804 sqft)
Owner	Individual Name on Record
Last Sale	$496,990 (Feb 2017)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242778`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242778`
Alternative APNs	`4-780-90242778` `78090242778`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,315 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	924 sqft
Attic	Attic
Attic Area	352 sqft
Basement Area	467 sqft
Finished Basement	467 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft
Balcony Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242778
Street Address	1053 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1982
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 61 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	61
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2019
Census Tract	740704

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1053 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2026	Quit Claim Deed, Transfer TITLE 365, TITLE365
Jan 30, 2017	Deed of Trust, Mortgage UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	201730644-500
Deed Book / Page	30644 / 500
Last Transfer Date	Apr 7, 2020
Transfer Doc	4244000238
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1053 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373910126
Date	Aug 19, 2021
Book Page	37391/126

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1053 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346150090
Date	May 20, 2020
Book Page	34615/90

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 15, 2026
Property Address	1053 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Document Number	4244000238
Book / Page	42444 / 238
Instrument Date	Apr 7, 2020
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 RED CLOVER RD, GAMBRILLS, MD 21054-1982

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1053 RED CLOVER RD, GAMBRILLS, MD 21054-1982
Document Number	0307870405
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1053 RED CLOVER RD GAMBRILLS MD 210541982, GAMBRILLS, MD 21054-1982

Mortgage

Document Number	0307870405
Date	Mar 31, 2017
Book Page	030787/000405

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,567 (+4.63%)	$628,700 (+13.89%) Land $175,000 Building $453,700
2025	$6,476.00 (+17.45%)	$552,000 (+9.31%) Land $170,000 Building $382,000	$552,000 (-) Land $170,000 Building $382,000
2023	$5,514.00	$505,000	$552,000 Land $170,000 Building $382,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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