1055 Overlook Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1055 Overlook Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,307 sqft · built 1914
Lot Size	0.226 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,900 (Jun 2014)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0127-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0127-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,307 sqft Living Area
1st Floor Area	1,022 sqft
2nd Floor Area	868 sqft
Attic	Attic
Attic Area	417 sqft
Basement Area	1,022 sqft

Exterior

Year Built	Built 1914
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,888 sqft (0.226 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	272 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1055 OVERLOOK AVE
City	CINCINNATI
State	OH
Zip	45238-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1055 OVERLOOK AVE 50 X 200 LOT 62 SUB 53 OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	62
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2010
Census Tract	9901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1055 OVERLOOK AVE, CINCINNATI, OH 45238-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2014 · Amount on Record
Deed Sale	Jun 18, 2014 · Amount on Record
Prior Sale	Oct 17, 2008 · Amount on Record
Deed Document Number	14-058864
Deed Book / Page	12633 / 00145
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1055 OVERLOOK AVE, CINCINNATI, OH 45238-4418
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 OVERLOOK AVE, CINCINNATI, OH 45238-4418

Mortgage

Document Number	0000007782
Date	Feb 5, 2024
Book Page	15098/1255
Instrument	2024-0007782

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	11311 CORNELL PARK DR, BLUE ASH, OH 45242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 30, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	Prime Rate
Max Rate	12.9%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,011.00 (+3.03%)	$64,985 (-) Land $6,241 Building $58,744
2024	$3,893.00 (-2.14%)	$64,985 (-) Land $6,241 Building $58,744
2023	$3,978.00 (+40.81%)	$64,985 (+57.28%) Land $6,241 Building $58,744	$185,670 (+57.28%) Land $17,830 Building $167,840
2022	$2,825.00 Homeowner's exemption	$41,318 Land $6,199 Building $35,119
2020			$118,050 Land $17,710 Building $100,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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