Madison County property record for 1055 Mae Stephens Rd, Berea, KY 40403
| Property Type | Other |
|---|---|
| Lot Size | 7.29 acres (317,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Aug 2018) |
| Tax Bill | $1,717 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100-0000-0012-C |
| Primary APN | 0100-0000-0012-C |
|---|---|
| Alternative APNs |
|
| Lot Area | 317,552 sqft (7.29 acres) |
|---|
| Account Number | 73954 |
|---|---|
| Street Address | 1055 MAE STEPHENS RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9677 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | PARCEL C (7.29 ACRES) |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11102 |
1055 Mae Stephens Rd is owned and occupied by an individual who bought it in August 2018.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Aug 7, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on File |
| Deed Sale | Aug 7, 2018 · Amount on File |
| Deed Document Number | 2013979861 |
| Deed Book / Page | D00762 / 775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1041 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1041 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | 0M2248/625 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | M2248/625 |
| Instrument | 2014158873 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount on Record |
|---|---|
| Term | 302 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2018 |
| Property Address | 1041 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | D00762/775 |
| Book / Page | D00762 / 775 |
| Map Reference | CAB28 SL96 |
| Instrument Date | Jul 28, 2018 |
| Instrument | 2013979861 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1023 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Name | Verified Name |
|---|---|
| Address | 1041 MAC STEPHENS RD, BEREA, KY 40403-9677 |
The 2025 property tax bill for 1055 Mae Stephens Rd was $1,717 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,717.00 Additional exemption filed | $173,000 | $173,000 |
| 2023 | $102.00 | $10,000 | $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1055 Mae Stephens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1055 Mae Stephens Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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