Madison County property record for 1039 Mae Stephens Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,000 (Jan 2020) |
| Tax Bill | $1,231 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Oct 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100-0000-0035-EA |
| Primary APN | 0100-0000-0035-EA |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 41620 |
|---|---|
| Street Address | 1039 MAE STEPHENS RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE |
| Legal Subdivision | BIG HILL |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11102 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1039 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2020 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Oct 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| May 2, 2017 | Warranty Deed, Transfer |
| Mar 6, 2017 | Commissioner's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Prior Sale | Oct 4, 2017 · Amount on Record |
| Deed Document Number | 2014005007 |
| Deed Book / Page | D00783 / 098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 6, 2020 |
| Property Address | 1039 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | D00783/098 |
| Book / Page | D00783 / 098 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2014005007 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 E CANDLEWOOD CT, PUEBLO, CO 81007-6540 |
| Name | Verified Name |
|---|---|
| Address | 1039 MAE SHEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | 2014005008 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 2014005008 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 4, 2017 |
| Property Address | 1039 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | D00751/110 |
| Book / Page | D00751 / 110 |
| Instrument Date | Oct 1, 2017 |
| Instrument | 2013965803 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4312 W HOPI TRL, LAVEEN, AZ 85339-2063 |
| Name | Verified Name |
|---|---|
| Address | 1039 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | 2013965804 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 2013965804 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 2, 2017 |
| Property Address | 1039 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | D00744/140 |
| Book / Page | D00744 / 140 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2013958044 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16000 S DOUGLASS RD130-A, ANAHEIM, CA 92806 |
| Name | Verified Name |
|---|---|
| Address | 4312 W HOPI TRL, LAVEEN, AZ 85339-2063 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 6, 2017 |
| Property Address | 1039 MAE STEPHENS RD, BEREA, KY 40403-9677 |
| Document Number | D00742/059 |
| Book / Page | D00742 / 059 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 2013955340 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1600 S DOUGLASS RD # 200-A, 200, ANAHEIM, CA 92806-5951 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,231.00 (+2.41%) Additional exemption filed | $124,000 (-) | $124,000 (-) |
| 2023 | $1,202.00 | $124,000 | $124,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures