1055 Holland St, Saugatuck, MI 49453 Property Records

Allegan County property record for 1055 Holland St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft
Lot Size	0.291 acres (12,676 sqft)
Owner	Company Name on File
Last Sale	$379,000 (Feb 2021)
Tax Bill	$12,529 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-053-007-00`

Property Details

APN / Parcel Number

Primary APN	`57-053-007-00`
Alternative APN	`03-57-053-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Exterior Material	Wood
Foundation Type	Raised
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	132 ft deep x 96 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1055 HOLLAND ST
City	SAUGATUCK
State	MI
Zip	49453-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	S 60 FT LOT 6 & N 36 FT OF LOT 5 BLOCK 3 BANDLE'S ADDITION.
Legal Subdivision	BANDLES ADD
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2034
Census Tract	30801

Owner

1055 Holland St is owned by a company that acquired it in May 2024.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 227, PIERSON, MI 49339-0227
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Mar 5, 2010 · Amount on File
Deed Book / Page	4580 / 350
Last Transfer Date	May 7, 2024
Transfer Doc	0000006804
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 19, 2021
Property Address	1055 HOLLAND ST, SAUGATUCK, MI 49453-9742
Document Number	004580/350
Book / Page	4580 / 350
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,259.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 UNION ST, 390, DOUGLAS, MI 49406-5142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 HOLLAND ST, SAUGATUCK, MI 49453-9742

Mortgage

Document Number	0004580352
Date	Feb 19, 2021
Instrument	4580/352

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1055 Holland St was $12,529, up 3.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,300 (+2.1%) Land $148,700 Building $157,600	$612,600 (+2.1%) Land $297,400 Building $315,200
2025	$12,529.00 (+3.2%)	$300,000	$600,000
2024	$12,140.00
2023		$204,400 Land $85,900 Building $118,500	$408,800 Land $171,800 Building $237,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1055 Holland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20