Allegan County property record for 1041 Holland St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 748 sqft · built 1940 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Company Name on File |
| Last Sale | $485,000 (Jun 2023) |
| Tax Bill | $16,013 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-053-004-00 |
| Primary APN | 57-053-004-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 10,542 sqft (0.242 acres) |
| Lot Dimensions | 132 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1041 HOLLAND ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-COMM RE |
| Legal Description | LOT 4 EX S'LY 16' ALSO S 30' OF LOT 5 BLOCK 3 BANDLE'S ADDITION |
| Legal Subdivision | BANDLES ADD |
| Legal Block | 3 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 30801 |
1041 Holland St is owned by a company that bought it in June 2023 and is owner-occupied.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2200 N LAKEWOOD AVE, CHICAGO, IL 60614-3163 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2023 | Warranty Deed, Transfer |
| Jun 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Jan 8, 2015 · Amount on File |
| Deed Document Number | 20237939 |
| Deed Book / Page | 4860 / 332 |
| Prior Transfer Date | Mar 14, 2012 |
| Prior Transfer Doc | 3609/717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 14, 2023 |
| Property Address | 1041 HOLLAND ST, SAUGATUCK, MI 49453-9742 |
| Document Number | 004901/688 |
| Book / Page | 4901 / 688 |
| Map Reference | LB 2 PG 16 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023016659 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1041 HOLLAND ST, SAUGATUCK, MI 49453-9742 |
| Name | Verified Name |
|---|---|
| Address | 1041 HOLLAND ST, SAUGATUCK, MI 49453-9742 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jun 1, 2023 |
| Property Address | 1041 HOLLAND ST, SAUGATUCK, MI 49453-9742 |
| Document Number | 004860/332 |
| Book / Page | 4860 / 332 |
| Map Reference | LB 2 PG 16 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023007939 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 N RACINE AVE APT 201, 201, CHICAGO, IL 60642-6096 |
| Name | Verified Name |
|---|---|
| Address | 1041 HOLLAND ST, DOUGLAS, MI 49406 |
| Document Number | 2023007940 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023007940 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 1041 HOLLAND ST, SAUGATUCK, MI 49453-9742 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 400 N RACINE AVE 201, 201, CHICAGO, IL 60642-6096 |
| Document Number | 4688/558 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 4688/558 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1041 Holland St was $16,013 with a homeowner's exemption, up 3.2% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,800 (+0.49%) Land $123,900 Building $160,900 | $569,600 (+0.49%) Land $247,800 Building $321,800 | |
| 2025 | $16,013.00 (+3.2%) Homeowner's exemption | $283,400 Land $118,600 Building $164,800 | $566,800 Land $237,200 Building $329,600 |
| 2024 | $15,516.00 | ||
| 2023 | $194,500 Land $71,600 Building $122,900 | $389,000 Land $143,200 Building $245,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1041 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1041 Holland St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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