1055 Harbor Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1055 Harbor Ct, Eldersburg, MD 21784 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1995
Square Footage	2,484 sqft Total Area
Lot Size	12,970 sqft (0.298 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$221,550 (1995)
Tax Bill	$5,897.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-083788`
Alternative APNs	`5083788` `083788`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,484 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	12,970 sqft (0.298 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	756 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	083788
Street Address	1055 HARBOR CT
City	SYKESVILLE
State	MD
Zip	21784-8910
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 52- 0.29 AC HARBOR CT 38-185/182 BRYNWOOD HILLS
Legal Subdivision	BRYNWOOD HILLS
Legal Lot Number	52
Jurisdiction	CARROLL MD
Minor Civil Division	5, FREEDOM
Census Blockgroup	2
Census Block	2005
Census Tract	505101

Owner

Source: Carroll County records · APN 05-083788

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1055 HARBOR CT, SYKESVILLE, MD 21784-8910
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 1995 · Amount on Record
Deed Sale	Aug 17, 1995 · Amount on Record
Deed Doc Number	1995506
Deed Book / Page	1717 / 352
Record Refreshed	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1055 HARBOR CT, ELDERSBURG, MD 21784-8910
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086040180
Date	Feb 06, 2017
Book Page	8604/0180
Instrument	8604-0180

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Feb 01, 2027
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	6.25%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,033 (+16.76%)	$589,600 (+22.1%) Land $180,000 Building $409,600
2025	$5,897.00 (+1%) Homeowner's exemption
2023	$5,361.00 Homeowner's exemption	$474,500	$482,900 Land $180,000 Building $302,900

Flood & Wildfire

1055 Harbor Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.