Carroll County property record for 1051 Harbor Ct, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,304 sqft Total Area |
| Lot Size | 15,496 sqft (0.356 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $532,280 (2020) |
| Tax Bill | $6,632.00 (2025) |
| Primary APN | 05-083818 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,304 sqft Total Area |
| Basement Area | 783 sqft Basement |
| Finished Basement | 783 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,496 sqft (0.356 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 240 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 083818 |
|---|---|
| Street Address | 1051 HARBOR CT |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-8910 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 54- 15496 SQ FT 1051 HARBOR CT 38-185/18 BRYNWOOD HILLS SC 2 |
| Legal Subdivision | BRYNWOOD HILLS |
| Legal Lot Number | 54 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 5, FREEDOM |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 505101 |
Source: Carroll County records · APN 05-083818
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1051 HARBOR CT, SYKESVILLE, MD 21784-8910 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 03, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 24, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Prior Sale | Feb 05, 1999 · Amount on Record |
| Deed Book / Page | 9865 / 378 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1051 HARBOR CT, ELDERSBURG, MD 21784-8910 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0090590382 |
|---|---|
| Date | Jul 03, 2018 |
| Book Page | 9059/0382 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 08, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 24, 2020 |
| Property Address | 1051 HARBOR CT, ELDERSBURG, MD 21784-8910 |
| Document Number | 0098650378 |
| Book / Page | 9865 / 378 |
| Map Reference | MB 38 PG 185 |
| Instrument Date | Sep 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1051 HARBOR CT, ELDERSBURG, MD 21784-8910 |
| Document Number | 0009865386 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 9865/386 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,533 (+22.45%) | $652,800 (+23.4%) Land $180,000 Building $472,800 | |
| 2025 | $6,632.00 (+17.53%) | ||
| 2023 | $5,643.00 | $499,400 | $529,000 Land $180,000 Building $349,000 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk to Homes | Low 20th percentile nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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