1055 Cherry Ln, Peru, IN 46970 Property Records

Miami County property record for 1055 Cherry Ln, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1976
Lot Size	0.274 acres (11,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,554 (Sep 2026)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-10011-00`

Property Details

APN / Parcel Number

Primary APN	`022-10011-00`
Alternative APNs	`52-08-35-301-124.000-023` `01402658467`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,931 sqft (0.274 acres)
Lot Dimensions	123 ft deep x 97 ft wide
Terrain	High
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01402658467
Street Address	1055 CHERRY LN
City	PERU
State	IN
Zip	46970-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	022-10011-00 PARKVIEW HTS 4TH AD SEC 3 LOT 263 & 10' W SD LOT 264 44 100 01100
Legal Subdivision	PARKVIEW HEIGHTS 4TH AD
Legal Lot Number	263,10
Jurisdiction	MIAMI IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	952500

Owner

Source: Miami County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1055 CHERRY LN, PERU, IN 46970-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Feb 9, 2022	Transfer on Death Deed, Transfer
Aug 31, 2017	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	2026523639
Prior Transfer Date	Jan 1, 2022
Prior Transfer Doc	20220520680
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 18, 2026
Property Address	1055 CHERRY LN, PERU, IN 46970-3005
Document Number	0000523639
Instrument Date	Sep 18, 2026
Instrument	2026523639
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 CHERRY LN, PERU, IN 46970-3005

Mortgage

Document Number	0000523640,
Date	Sep 18, 2026
Instrument	2026523640

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000523641,
Date	Sep 18, 2026
Instrument	2026523641

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI IN
Recording Date	Feb 9, 2022
Property Address	1055 CHERRY LN, PERU, IN 46970-3005
Document Number	20220520680
Instrument Date	Feb 1, 2022
Instrument	20220520680
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 CHERRY LN, PERU, IN 46970-3005

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 31, 2017
Property Address	1055 CHERRY LN, PERU, IN 46970-3005
Document Number	20170523846
Instrument Date	Aug 28, 2017
Instrument	20170523846
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170523847
Date	Aug 31, 2017
Instrument	20170523847

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Washington Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (+9.67%) Homeowner's exemption	$158,100 (+18.16%) Land $12,200 Building $145,900	$158,100 (+18.16%) Land $12,200 Building $145,900
2024	$1,324.00 (-1.05%)
2023	$1,338.00 (+25.75%)	$133,800 Land $12,200 Building $121,600	$133,800 Land $12,200 Building $121,600
2022	$1,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Skyewaves Fixed Wireless	100 / 100

May also be available: Good Connections.

Cell Coverage

5G (outdoors only) and 4G LTE

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