1045 Cherry Ln, Peru, IN 46970 Property Records

Miami County property record for 1045 Cherry Ln, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1975
Lot Size	0.228 acres (9,936 sqft)
Owner	Individual Name on Record
Last Sale	$197,900 (Oct 2022)
Tax Bill	$1,981 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-10012-00`

Property Details

APN / Parcel Number

Primary APN	`022-10012-00`
Alternative APNs	`52-08-35-301-125.000-023` `02124443989`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	9,936 sqft (0.228 acres)
Lot Dimensions	138 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Pool Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	02124443989
Street Address	1045 CHERRY LN
City	PERU
State	IN
Zip	46970-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	022-10012-00 PARKVIEW HEIGHTS 4TH AD 3RD SEC LOT 262 44 100 01200
Legal Subdivision	PARKVIEW HEIGHTS 4TH AD
Legal Lot Number	262
Jurisdiction	MIAMI IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3005
Census Tract	952500

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 CHERRY LN, PERU, IN 46970-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Sep 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOLIDARITY COMMUNITY FCU
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	2022524667
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0000523791
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	1045 CHERRY LN, PERU, IN 46970-3005
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220520620
Date	Feb 7, 2022
Instrument	20220520620

Lender

Name	CROSSROADS BANK
Type	Bank
Address	PERU, IN 46970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Oct 11, 2022
Property Address	1045 CHERRY LN, PERU, IN 46970-3005
Document Number	20220524667
Instrument Date	Oct 4, 2022
Instrument	20220524667
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

Mortgage

Document Number	20220524668
Date	Oct 11, 2022
Instrument	20220524668

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Sep 23, 2020
Property Address	1045 CHERRY LN, PERU, IN 46970-3005
Document Number	20200523791
Instrument Date	Sep 10, 2020
Instrument	20200523791
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 CHERRY LN, PERU, IN 46970-3005

Mortgage

Document Number	20200523792
Date	Sep 23, 2020
Instrument	20200523792

Lender

Name	SOLIDARITY COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 17, 2017
Property Address	1045 CHERRY LN, PERU, IN 46970-3005
Document Number	20170523034
Instrument Date	Jul 14, 2017
Instrument	20170523034
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170523035
Date	Jul 17, 2017
Instrument	20170523035

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Washington Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,981.00 (+31.37%) Homeowner's exemption	$216,800 (+42.16%) Land $11,100 Building $205,700	$216,800 (+42.16%) Land $11,100 Building $205,700
2024	$1,508.00 (-15.23%)
2023	$1,779.00 (+58.7%)	$152,500 Land $11,100 Building $141,400	$152,500 Land $11,100 Building $141,400
2022	$1,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Skyewaves Fixed Wireless	100 / 100

May also be available: Good Connections.

Cell Coverage

5G (outdoors only) and 4G LTE

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