1055 Chelle Ln, Troy, MO 63379 Property Records

Lincoln County property record for 1055 Chelle Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1987
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$181,200 (May 2018)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-001-003-019.008`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-001-003-019.008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1055 CHELLE LN
City	TROY
State	MO
Zip	63379-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 BUCHANAN CREEK ESTATES PLAT 4
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	BUCHANAN CREEK
Legal Lot Number	61
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1014
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1055 CHELLE LN, TROY, MO 63379-2220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 7, 2023	Intrafamily Transfer, Transfer
May 21, 2018	Warranty Deed, Transfer · VA Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	May 15, 2007
Deed Document Number	20184316
Deed Book / Page	2422 / 950
Prior Transfer Date	May 14, 2007
Prior Transfer Doc	01944/0424
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1055 CHELLE LN, TROY, MO 63379-2220
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02438/0871
Date	Oct 1, 2019
Book Page	2438/0871
Instrument	2019008760

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 7, 2023
Property Address	1055 CHELLE LN, TROY, MO 63379-2220
Document Number	002488/437
Book / Page	2488 / 437
Map Reference	MB 11 PG 29A
Instrument Date	Mar 6, 2023
Instrument	2023001605
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1055 CHELLE LN, TROY, MO 63379-2220

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 21, 2018
Property Address	1055 CHELLE LN, TROY, MO 63379-2220
Document Number	02422/0950
Book / Page	2422 / 0950
Map Reference	MB11 PG29A
Instrument Date	May 18, 2018
Instrument	2018004316
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1055 CHELLE LN, TROY, MO 63379-2220

Mortgage

Document Number	2018004317
Date	May 21, 2018
Instrument	2018004317

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,173 (-) Land $4,887 Building $33,286
2025	$2,398.00 (+9.15%)	$38,173 (+10.49%) Land $4,887 Building $33,286	$200,910 (+10.49%) Land $25,720 Building $175,190
2023	$2,197.00 (+4.77%)	$34,548 (+5.3%) Land $3,800 Building $30,748	$181,830 (+5.3%) Land $20,000 Building $161,830
2022	$2,097.00	$32,809 Land $3,800 Building $29,009
2021			$172,680 Land $20,000 Building $152,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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