1022 Chelle Ln, Troy, MO 63379 Property Records

Lincoln County property record for 1022 Chelle Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1989
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Feb 2018)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-001-003-019.023`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-001-003-019.023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Basement Area	1,326 sqft
Unfinished Basement	1,326 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,113 sqft (0.324 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1022 CHELLE LN
City	TROY
State	MO
Zip	63379-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 BUCHANAN CREEK ESTATES PLAT 4
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	BUCHANAN CREEK
Legal Lot Number	63
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1014
Census Tract	810203

Owner

1022 Chelle Ln is owned and occupied by two individuals who bought it in February 2018.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1022 CHELLE LN, TROY, MO 63379-2207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Jul 27, 2016
Deed Document Number	20181602
Deed Book / Page	2420 / 246
Prior Transfer Date	Jul 18, 2016
Prior Transfer Doc	02401/0139
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1022 CHELLE LN, TROY, MO 63379-2207
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SUMMIT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 CHELLE LN, TROY, MO 63379-2207

Mortgage

Document Number	002512/263
Date	Jul 24, 2025
Book Page	2512/263
Instrument	2025005773

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1022 CHELLE LN, TROY, MO 63379-2207
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02440/0738
Date	Nov 21, 2019
Book Page	2440/0738
Instrument	2019010642

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1022 CHELLE LN, TROY, MO 63379-2207
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002459/355
Date	Feb 8, 2021
Book Page	2459/355
Instrument	2021001853

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 27, 2018
Property Address	1022 CHELLE LN, TROY, MO 63379-2207
Document Number	02420/0246
Book / Page	2420 / 0246
Map Reference	MB11 PG29A
Instrument Date	Feb 21, 2018
Instrument	2018001602
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 CHELLE LN, 1022, TROY, MO 63379-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1022 CHELLE LN, TROY, MO 63379-2207

Mortgage

Document Number	2018001603
Date	Feb 27, 2018
Instrument	2018001603

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Chelle Ln was $1,894.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,663 (-) Land $5,044 Building $26,619
2025	$1,894.00	$31,663 Land $5,044 Building $26,619	$166,650 Land $26,550 Building $140,100
2023	$1,836.00 (+4.62%)	$28,874 (+5.18%) Land $3,800 Building $25,074	$151,970 Land $20,000 Building $131,970
2022	$1,755.00	$27,453 Land $3,800 Building $23,653
2021			$144,490 Land $20,000 Building $124,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1022 Chelle Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Chelle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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