Pinellas County property record for 10549 Nina St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,592 sqft · built 1990 |
| Lot Size | 0.275 acres (11,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Dec 2015) |
| Tax Bill | $140 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-7461-7 |
| Primary APN | C62-000-750-7461-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Heated Area |
| 1st Floor Area | 1,756 sqft |
| 2nd Floor Area | 836 sqft |
| Upper Floors Area | 836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,996 sqft (0.275 acres) |
| Lot Dimensions | 144 ft deep x 83 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 520 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R172435 |
|---|---|
| Old Parcel Number | 153016129420000050 |
| Street Address | 10549 NINA ST |
| City | LARGO |
| State | FL |
| Zip | 33778-3511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAIN SUB LOT 5 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 16 |
| Legal Subdivision | CAIN SUB |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 25119 |
Source: Pinellas County records · APN C62-000-750-7461-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10549 NINA ST, LARGO, FL 33778-3511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 05, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2015 · Amount on Record |
| Deed Sale | Dec 17, 2015 · Amount on Record |
| Prior Sale | Dec 09, 2008 · Amount on Record |
| Deed Document Number | 2015366330 |
| Deed Book / Page | 19023 / 2206 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10549 NINA ST, LARGO, FL 33778-3511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0214330479 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 21433/479 |
| Instrument | 2021082522 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10549 NINA ST, LARGO, FL 33778-3511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10549 NINA ST, LARGO, FL 33778-3511 |
| Document Number | 0215202217 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 21520/2217 |
| Instrument | 2021148653 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Seminole City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140.00 Homeowner's exemption Veteran's exemption | $477,742 (+5.99%) | $736,422 (+13.66%) Land $213,056 Building $523,366 |
| 2023 | Homeowner's exemption Veteran's exemption | $450,755 | $647,919 Land $254,364 Building $393,555 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030251191, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 7 (1981–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier, T-Mobile USA, Verizon.
Based on FCC filings for 427 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6521405, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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