10400 Nina St, Largo, FL 33778 Property Records

Pinellas County property record for 10400 Nina St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,983 sqft · built 1950
Lot Size	0.275 acres (11,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-7468-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-7468-2`
Alternative APNs	`16-30-15-12942-000-0140` `301516129420000140` `153016129420000140` `R172442`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,777 sqft
1st Floor Area	1,983 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,996 sqft (0.275 acres)
Lot Dimensions	144 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	434 sqft
Deck Area	290 sqft
Patio Area	98 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172442
Street Address	10400 NINA ST
City	LARGO
State	FL
Zip	33778-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAIN SUB LOT 14
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	CAIN SUB
Legal Tract	12942
Legal Lot Number	14
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1025
Census Tract	25119

Owner

Source: Pinellas County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10400 NINA ST, LARGO, FL 33778-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · VA Mortgage VANDERBILT MORTGAGE AND FINANCE, INC
Oct 29, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1994
Deed Sale	Jun 15, 1994
Prior Sale	May 31, 1994 · Amount on Record
Deed Book / Page	8699 / 1455
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jun 5, 2026
Property Address	10400 NINA ST, LARGO, FL 33778-3510
Document Number	0000152192
Book / Page	23584 / 1251
Instrument Date	May 28, 2026
Instrument	2026152192
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 NINA ST, LARGO, FL 33778-3510

Mortgage

Document Number	0000152192,
Date	Jun 5, 2026
Book Page	23584/1251
Instrument	2026152192

Lender

Name	VANDERBILT MORTGAGE AND FINANCE, INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10400 NINA ST, SEMINOLE, FL 33778-3510
Document Number	0207671998
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10400 NINA ST SEMINOLE FL 337783510, SEMINOLE, FL 33778-3510

Mortgage

Document Number	0207671998
Date	Nov 12, 2019
Book Page	020767/001998
Instrument	363639

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00 (+13.25%) Homeowner's exemption Veteran's exemption	$230,371 (+5.99%)	$511,791 (+8.29%) Land $207,958 Building $303,833
2023	$2,725.00 (+3.1%) Homeowner's exemption Veteran's exemption	$217,358 (+3%)	$472,629 (+10.96%) Land $241,792 Building $230,837
2022	$2,643.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$211,027	$425,949 Land $232,014 Building $193,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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