10544 Cedar Point Ct, Dubuque, IA 52003 Property Records

Dubuque County property record for 10544 Cedar Point Ct, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1971
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2026)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-178-005`

Property Details

APN / Parcel Number

Primary APN	`15-12-178-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft
Finished Basement	610 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Deck Area	624 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10544 CEDAR POINT CT
City	DUBUQUE
State	IA
Zip	52003-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 13 BLOCK 1 CEDAR POINT;
Legal Range	02E
Legal Township	88N
Legal Section	12
Legal Subdivision	CEDAR POINT
Legal Block	1
Legal Lot Number	13
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	1
Census Block	1013
Census Tract	10101

Owner

Source: Dubuque County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10544 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Deed Document Number	20267442
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	0000000894
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 8, 2026
Property Address	10544 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Document Number	0000007442
Instrument Date	Jun 26, 2026
Instrument	20267442
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,519.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10544 CEDAR POINT CT, DUBUQUE, IA 52003-7902

Mortgage

Document Number	0000007444,
Date	Jul 8, 2026
Instrument	20267444

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10544 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012181
Date	Oct 2, 2017
Instrument	2017-00012181

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 23, 2018
Property Address	10544 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Document Number	0000000894
Instrument Date	Jan 22, 2018
Instrument	894
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10544 CEDAR POINT CT DUBUQUE IA 520037902, DUBUQUE, IA 52003-7902

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 Homeowner's exemption	$289,500 (+4.25%) Land $56,100 Building $233,400	$289,500 (+4.25%) Land $56,100 Building $233,400
2024	$2,968.00 (+3.99%)
2023		$277,700 (+31.9%) Land $53,500 Building $224,200	$277,700 (+31.9%) Land $53,500 Building $224,200
2022	$2,854.00 Homeowner's exemption	$210,540 Land $49,500 Building $161,040
2021			$210,540 Land $49,500 Building $161,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	105 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications.

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