10515 Cedar Point Ct, Dubuque, IA 52003 Property Records

Dubuque County property record for 10515 Cedar Point Ct, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1971
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (May 2025)
Tax Bill	$2,588 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-177-002`

Property Details

APN / Parcel Number

Primary APN	`15-12-177-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1971
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	180 ft deep x 110 ft wide
Deck Area	280 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	10515 CEDAR POINT CT
City	DUBUQUE
State	IA
Zip	52003-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2 BLOCK 1 CEDAR POINT;
Legal Subdivision	CEDAR POINT
Legal Block	1
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	1
Census Block	1013
Census Tract	10101

Owner

10515 Cedar Point Ct is owned and occupied by an individual who bought it in May 2025.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CREDIT UNION
Nov 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK & TRUST
May 13, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Document Number	2025-00004369
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 17, 2026
Property Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Document Number	0000007829
Instrument Date	Jul 13, 2026
Instrument	20267829
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,226.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902

Mortgage

Document Number	0000007830,
Date	Jul 17, 2026
Instrument	20267830

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018053
Date	Nov 16, 2020
Instrument	2020-00018053

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 9, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017718
Date	Nov 9, 2020
Instrument	2020-00017718

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 13, 2019
Property Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Document Number	0000004694
Instrument Date	Apr 21, 2019
Instrument	2019-00004694
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902

Mortgage

Document Number	0000004695
Date	May 13, 2019
Instrument	2019-00004695

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DUBUQUE IA
Recording Date	May 13, 2019
Property Address	10515 CEDAR POINT CT, DUBUQUE, IA 52003-7902
Document Number	0000004693
Instrument Date	Apr 21, 2019
Instrument	4693
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 CEDAR POINT CT DUBUQUE IA 520037902, DUBUQUE, IA 52003-7902

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,000 Land $59,100 Building $190,900	$250,000 Land $59,100 Building $190,900
2024	$2,588.00
2023		$231,500 (+29.19%) Land $56,300 Building $175,200	$231,500 Land $56,300 Building $175,200
2022	$2,410.00 Homeowner's exemption	$179,190 Land $52,100 Building $127,090
2021			$179,190 Land $52,100 Building $127,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10515 Cedar Point Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10515 Cedar Point Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	105 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications.

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