10543 Big Tree Cir E, Jacksonville, FL 32257 Property Records

Duval County property record for 10543 Big Tree Cir E, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,424 sqft · built 1984
Lot Size	0.026 acres (1,143 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 2020)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156026-1330`

Property Details

APN / Parcel Number

Primary APN	`156026-1330`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	706 sqft
Upper Floors Area	718 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,143 sqft (0.026 acres)

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	64 sqft
Balcony Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10543 BIG TREE CIR E
City	JACKSONVILLE
State	FL
Zip	32257-6339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37-52 05-4S-27E TOWNHOMES OF BIGTREE LOT 61
Legal Range	27E
Legal Township	04S
Legal Section	05
Legal Subdivision	TOWNHOMES OF BIG TREE
Legal Lot Number	61
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1001
Census Tract	16726

Owner

10543 Big Tree Cir E is owned and occupied by two individuals who bought it in August 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10543 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERIS BANK
Aug 24, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	2020184325
Deed Book / Page	19340 / 1423
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10543 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8649 A C SKINNER PKWY 701, 701, JACKSONVILLE, FL 32256-7882
Investor	Possibly a Property Investor

Mortgage

Document Number	0195782160
Date	Feb 9, 2021
Book Page	19578/2160
Instrument	2021035291

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Sep 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10543 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10543 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339

Mortgage

Document Number	0195782174
Date	Feb 9, 2021
Book Page	19578/2174
Instrument	2021035292

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	355 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 24, 2020
Property Address	10543 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Document Number	0193401423
Book / Page	19340 / 1423
Map Reference	MB 37 PG 52,52A&52B
Instrument Date	Aug 21, 2020
Instrument	2020184325
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12375 DEEDER LN, 12375, JACKSONVILLE, FL 32258-2177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10543 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Investor	Possibly a Property Investor

Mortgage

Document Number	0193401425
Date	Aug 24, 2020
Instrument	19340/1425

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10543 Big Tree Cir E was $2,936 with a homeowner's exemption, up 8.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,432 (-0.92%) Land $70,663 Building $114,769	$185,432 (-8.21%) Land $70,663 Building $114,769
2025	$2,936.00 (+8.94%) Homeowner's exemption	$187,153	$202,023 Land $85,000 Building $117,023
2024	$2,695.00 (+3.1%)
2023	$2,614.00 (+9.56%) Homeowner's exemption	$176,582 (+3%)	$205,330 (+19.77%) Land $70,000 Building $135,330
2022	$2,386.00 Homeowner's exemption	$171,439 Land $37,000 Building $134,439	$171,439 Land $37,000 Building $134,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10543 Big Tree Cir E in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (2008–2023)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Nov 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10543 Big Tree Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, IQ Fiber.

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