10531 Big Tree Cir E, Jacksonville, FL 32257 Property Records

Duval County property record for 10531 Big Tree Cir E, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,010 sqft · built 1983
Lot Size	0.026 acres (1,143 sqft)
Owner	2 Individual Names on File
Last Sale	$114,977 (Sep 2018)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Jan 2021 Transfer Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156026-1328`

Property Details

APN / Parcel Number

Primary APN	`156026-1328`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,010 sqft Living Area
Gross Area	1,032 sqft
1st Floor Area	1,010 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,143 sqft (0.026 acres)
Porch	Finished/Open Porch
Porch Area	22 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10531 BIG TREE CIR E
City	JACKSONVILLE
State	FL
Zip	32257-6339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37-52 05-4S-27E TOWNHOMES OF BIGTREE LOT 60
Legal Range	27E
Legal Township	04S
Legal Section	05
Legal Subdivision	TOWNHOMES OF BIG TREE
Legal Lot Number	60
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1001
Census Tract	16726

Owner

10531 Big Tree Cir E is owned and occupied by two individuals who acquired it in December 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10531 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 22, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	2018228162
Deed Book / Page	18540 / 1516
Last Transfer Date	Dec 12, 2020
Transfer Doc	0195450545
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 20, 2021
Property Address	10531 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Document Number	0195450545
Book / Page	019545 / 000545
Instrument Date	Dec 12, 2020
Instrument	15695
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10531 BIG TREE CIR E JACKSONVILLE FL 322576339, JACKSONVILLE, FL 32257-6339

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 25, 2018
Property Address	10531 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Document Number	0185401516
Book / Page	018540 / 001516
Instrument Date	Sep 21, 2018
Instrument	228162
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10531 BIG TREE CIR E JACKSONVILLE FL 322576339, JACKSONVILLE, FL 32257-6339

Mortgage

Document Number	185401518
Date	Sep 25, 2018
Book Page	018540/001518
Instrument	228163

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 22, 2017
Property Address	10531 BIG TREE CIR E, JACKSONVILLE, FL 32257-6339
Document Number	0180272081
Book / Page	018027 / 002081
Instrument Date	Jun 19, 2017
Instrument	146459
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	LANDMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10531 BIG TREE CIR E JACKSONVILLE FL 322576339, JACKSONVILLE, FL 32257-6339

Mortgage

Document Number	180272083
Date	Jun 22, 2017
Book Page	018027/002083
Instrument	146460

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10531 Big Tree Cir E was $1,566 with a homeowner's exemption, up 15.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,878 (+2.7%)	$149,588 (-9.85%) Land $70,000 Building $79,588
2025	$1,566.00 (+15.66%) Homeowner's exemption	$109,911	$165,938 Land $85,000 Building $80,938
2024	$1,354.00 (+3.68%)
2023	$1,306.00 (+10.58%) Homeowner's exemption	$103,703 (+3%)	$163,579 (+25.84%) Land $70,000 Building $93,579
2022	$1,181.00 Homeowner's exemption	$100,683	$129,987 Land $37,000 Building $92,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10531 Big Tree Cir E in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (2008–2023)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Nov 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10531 Big Tree Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, IQ Fiber.

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