10540 del Rio Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10540 del Rio Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1941
Lot Size	0.246 acres (10,700 sqft)
Owner	Company Name on Record
Last Sale	$206,500 (Jan 2001)
Tax Bill	$4,404 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-102-36-00`

Property Details

APN / Parcel Number

Primary APN	`505-102-36-00`
Alternative APN	`5051012500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	10,700 sqft (0.246 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5051012500
Street Address	10540 DEL RIO RD
City	SPRING VALLEY
State	CA
Zip	91978-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 65 TR 002246
Legal Subdivision	MT HELIX HOMELANDS
Legal Tract	002246
Legal Block	1
Legal Lot Number	65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13505

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10540 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit WFT NATIONAL TITLE, WFG NATIONAL TITLE
Jun 10, 2021	Intrafamily Transfer, Transfer
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2001 · Amount on Record
Deed Sale	Jan 4, 2001 · Amount on Record
Prior Sale	Sep 6, 2000 · Amount on Record
Deed Document Number	20017504
Last Transfer Date	May 28, 2021
Transfer Doc	0000428619
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2026
Property Address	10540 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Document Number	0000120757
Instrument Date	Apr 23, 2026
Instrument	2026120757
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	10540 DEL RIO RD, SPRING VALLEY, CA 91978-1013

Mortgage

Document Number	0000120757,
Date	Apr 29, 2026
Instrument	2026120757

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2021
Property Address	10540 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Document Number	0000428619
Map Reference	MAP 2246
Instrument Date	May 28, 2021
Instrument	2021-0428619
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10540 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10540 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10540 DEL RIO RD, SPRING VALLEY, CA 91978-1013

Mortgage

Document Number	0000196755
Date	Mar 15, 2021
Instrument	2021-0196755

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$317,054 (+2%) Land $176,740 Building $140,314
2025	$4,404.00 (+4.38%)	$310,838 (+4.04%) Land $173,275 Building $137,563
2024	$4,219.00 (+3.31%)
2023	$4,084.00 (+1.77%)	$298,770 Land $166,548 Building $132,222
2022	$4,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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