10530 del Rio Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10530 del Rio Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 764 sqft · built 1942
Lot Size	0.246 acres (10,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Mar 2022)
Tax Bill	$9,443 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-102-37-00`

Property Details

APN / Parcel Number

Primary APN	`505-102-37-00`
Alternative APN	`5051012600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	764 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	10,700 sqft (0.246 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	5051012600
Street Address	10530 DEL RIO RD
City	SPRING VALLEY
State	CA
Zip	91978-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 64 TR 002246
Legal Subdivision	MT HELIX HOMELANDS
Legal Tract	002246
Legal Block	1
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13505

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2022	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 5, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Sep 15, 2004 · Amount on Record
Deed Document Number	2022128849
Prior Transfer Date	Aug 8, 1995
Prior Transfer Doc	0000347700
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013

Mortgage

Document Number	0000180929
Date	Mar 9, 2021
Instrument	2021-0180929

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013

Mortgage

Document Number	0000670529
Date	Sep 23, 2021
Instrument	2021-0670529

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2022
Property Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Document Number	0000128849
Map Reference	MAP 2246
Instrument Date	Feb 28, 2022
Instrument	2022-0128849
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013

Mortgage

Document Number	0000128850
Date	Mar 23, 2022
Instrument	2022-0128850

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Document Number	0000017715
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10530 DEL RIO RD SPRING VALLEY CA 919781013, SPRING VALLEY, CA 91978-1013

Mortgage

Document Number	0000017715
Date	Jan 14, 2020
Instrument	17715

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10530 DEL RIO RD, SPRING VALLEY, CA 91978-1013
Document Number	0000011437
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10530 DEL RIO RD SPRING VALLEY CA 919781013, SPRING VALLEY, CA 91978-1013

Mortgage

Document Number	0000011437
Date	Jan 11, 2018
Instrument	11437

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$752,283 (+2%) Land $458,621 Building $293,662
2025	$9,443.00 (+13.66%)	$737,533 (+11.41%) Land $449,629 Building $287,904
2023	$8,308.00 (+54.91%)	$662,000 Land $403,000 Building $259,000
2022	$5,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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