1054 NE Summit Loop, Coupeville, WA 98239 Property Records

Island County property record for 1054 NE Summit Loop, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1984
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2013)
Tax Bill	$5,028 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S8270-00-0B001-0`

Property Details

APN / Parcel Number

Primary APN	`S8270-00-0B001-0`
Alternative APN	`404253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	2,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1054 NE SUMMIT LOOP
City	COUPEVILLE
State	WA
Zip	98239-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CP
Legal Description	SUNSET TERR LOT 1 BLK B
Legal Subdivision	SUNSET TERR
Legal Block	B
Legal Lot Number	1
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1053
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1054 NE Summit Loop is owned and occupied by two individuals who bought it in July 2013.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1054 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 5, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 14, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
Feb 20, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2013 · Amount on File
Deed Sale	Jul 18, 2013 · Amount on File
Deed Document Number	20134344322
Prior Transfer Date	Jul 9, 2013
Prior Transfer Doc	0004344322
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1054 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004570823
Date	Apr 2, 2024
Instrument	4570823

Lender

Name	NAVY FCU
Type	Credit Union
Address	20 FOLLIN LANE SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1054 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004516065
Date	Apr 9, 2021
Instrument	4516065

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1054 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Document Number	0004454771
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1054 NE SUMMIT LOOP COUPEVILLE WA 982393564, COUPEVILLE, WA 98239-3564

Mortgage

Document Number	0004454771
Date	Nov 9, 2018
Instrument	4454771

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1054 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Document Number	0004448566
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1054 NE SUMMIT LOOP COUPEVILLE WA 982393564, COUPEVILLE, WA 98239-3564

Mortgage

Document Number	0004448566
Date	Jul 24, 2018
Instrument	4448566

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 23, 2043

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1054 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Document Number	0004440195
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1054 NE SUMMIT LOOP DR COUPEVILLE WA 98239, COUPEVILLE, WA 98239

Mortgage

Document Number	0004440195
Date	Mar 5, 2018
Instrument	4440195

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 4, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1054 NE Summit Loop was $5,028, up 3.9% from the year before.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Coupeville Town
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,028.00 (+3.93%)
2025	$4,838.00	$673,472 Land $240,000 Building $433,472	$673,472 Land $240,000 Building $433,472
2023	$4,946.00	$640,640 (+7.77%) Land $210,000 Building $430,640	$640,640 (+7.77%) Land $210,000 Building $430,640
2022		$594,475 Land $200,000 Building $394,475	$594,475 Land $200,000 Building $394,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1054 NE Summit Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 NE Summit Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COUPEVILLE serves 4,142 people · EPA ID WA5315550
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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