1053 NE Summit Loop, Coupeville, WA 98239 Property Records

Island County property record for 1053 NE Summit Loop, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,464 sqft · built 2004
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,906 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8270-00-0A042-0`

Property Details

APN / Parcel Number

Primary APN	`S8270-00-0A042-0`
Alternative APN	`404235`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	2,464 sqft Living Area
1st Floor Area	1,593 sqft
Upper Floors Area	484 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	1053 NE SUMMIT LOOP
City	COUPEVILLE
State	WA
Zip	98239-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CP
Legal Description	SUNSET TERR LOT42 BLK A
Legal Subdivision	SUNSET TERR
Legal Block	A
Legal Lot Number	42
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1052
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1053 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1053 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004566526
Date	Nov 9, 2023
Instrument	4566526

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1053 NE SUMMIT LOOP, COUPEVILLE, WA 98239-3564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004477152
Date	Dec 9, 2019
Instrument	4477152

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Coupeville Town
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,906.00 (-0.71%)
2025		$791,201 (+3.94%) Land $240,000 Building $551,201	$791,201 (+3.94%) Land $240,000 Building $551,201
2023	$5,948.00	$761,201 (+6.45%) Land $210,000 Building $551,201	$761,201 (+6.45%) Land $210,000 Building $551,201
2022		$715,101 Land $210,000 Building $505,101	$715,101 Land $210,000 Building $505,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COUPEVILLE serves 4,142 people · EPA ID WA5315550
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on NE Summit Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures