1054 Esparto Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 1054 Esparto Ct, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,556 sqft · built 1994
Lot Size	0.159 acres (6,934 sqft)
Owner	2 Individual Names on File
Last Sale	$806,500 (May 2025)
Tax Bill	$9,080 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-430-076-000`

Property Details

APN / Parcel Number

Primary APN	`161-430-076-000`
Alternative APN	`161-430-076`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area
Gross Area	2,053 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,934 sqft (0.159 acres)
Garage Type	Attached
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	161-430-076
Street Address	1054 ESPARTO CT
City	WINDSOR
State	CA
Zip	95492-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	FOOTHILL PARK LOT 161
Legal Subdivision	FOOTHILL PARK
Legal Tract	860
Legal Block	1
Legal Lot Number	161
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1001
Census Tract	153806

Owner

1054 Esparto Ct is owned by two individuals who bought it in May 2025.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 ALPINE WAY, CLYDE, NC 28721-5400
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Mar 8, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE FUNDING CORP
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	202522476
Prior Transfer Date	Mar 12, 2004
Prior Transfer Doc	0000037247
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1054 ESPARTO CT, WINDSOR, CA 95492-7807
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 ESPARTO CT, WINDSOR, CA 95492-7807

Mortgage

Document Number	0000055147
Date	Nov 6, 2023
Instrument	2023055147

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1054 ESPARTO CT, WINDSOR, CA 95492-7807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016092
Date	Mar 8, 2018
Instrument	2018016092

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1054 ESPARTO CT, WINDSOR, CA 95492-7807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015940
Date	Mar 2, 2020
Instrument	2020015940

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution
Address	SAN RAFAEL, CA 94915

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 10, 2018
Property Address	1054 ESPARTO CT, WINDSOR, CA 95492-7807
Document Number	0000049306
Map Reference	MB495 PG11-23
Instrument Date	Jul 3, 2018
Instrument	2018049306
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1054 ESPARTO CT, WINDSOR, CA 95492-7807

Mortgage

Document Number	0000049307
Date	Jul 10, 2018
Instrument	2018049307

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1054 Esparto Ct was $9,080.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,630 (+7.66%) Land $331,500 Building $491,130
2025	$9,080.00 Homeowner's exemption	$764,126 Land $305,650 Building $458,476
2023	$8,707.00 (+1.76%) Homeowner's exemption	$734,456 Land $293,782 Building $440,674
2022	$8,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1054 Esparto Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 Esparto Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Esparto Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures