1034 Esparto Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 1034 Esparto Ct, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1992
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Nov 2022)
Tax Bill	$8,738 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`161-430-074-000`

Property Details

APN / Parcel Number

Primary APN	`161-430-074-000`
Alternative APN	`161-430-074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Old Parcel Number	161-430-074
Street Address	1034 ESPARTO CT
City	WINDSOR
State	CA
Zip	95492-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	FOOTHILL PARK LOT 159
Legal Subdivision	FOOTHILL PARK
Legal Tract	860
Legal Block	1
Legal Lot Number	159
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1001
Census Tract	153806

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage LOAN FACTORY INC
Nov 29, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2018	Quit Claim Deed, Transfer · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Aug 20, 2002 · Amount on Record
Deed Document Number	202276059
Prior Transfer Date	Mar 14, 2005
Prior Transfer Doc	0000036337
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807

Mortgage

Document Number	0000096725
Date	Aug 26, 2021
Instrument	2021096725

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 13, 2026
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Document Number	0000011974
Map Reference	MB 495 PG 11-23
Instrument Date	Mar 6, 2026
Instrument	2026011974
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ROCKET CLOSE AND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807

Mortgage

Document Number	0000011975
Date	Mar 13, 2026
Instrument	2026011975

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 29, 2022
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Document Number	0000076059
Map Reference	MB 495 PG 11-23
Instrument Date	Nov 28, 2022
Instrument	2022076059
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807

Mortgage

Document Number	0000076060
Date	Nov 29, 2022
Instrument	2022076060

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087020
Date	Dec 24, 2018
Instrument	2018087020

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052851
Date	Jun 30, 2020
Instrument	2020052851

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052850
Date	Jun 30, 2020
Instrument	2020052850

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Oct 17, 2018
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Document Number	0000072230
Map Reference	MB495 PG11-23
Instrument Date	Oct 8, 2018
Instrument	2018072230
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807

Mortgage

Document Number	0000072231
Date	Oct 17, 2018
Instrument	2018072231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 31, 2018
Property Address	1034 ESPARTO CT, WINDSOR, CA 95492-7807
Document Number	0000039492
Instrument Date	May 24, 2018
Instrument	39492
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1034 ESPARTO CT WINDSOR CA 954927807, WINDSOR, CA 95492-7807

Mortgage

Document Number	39493
Date	May 31, 2018
Instrument	39493

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,149 (+2%) Land $299,259 Building $448,890
2025	$8,738.00 (+4.21%)	$733,481 (+4.04%) Land $293,392 Building $440,089
2023	$8,385.00 (+105.01%)	$705,000 Land $282,000 Building $423,000
2022	$4,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Esparto Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures