1054 Encino Row, Coronado, CA 92118 Property Records

San Diego County property record for 1054 Encino Row, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,951 sqft · built 2001
Lot Size	0.115 acres (4,993 sqft)
Owner	Company Name on Record
Last Sale	$3,065,000 (Jul 2018)
Tax Bill	$36,659 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`537-420-28-00`

Property Details

APN / Parcel Number

Primary APN	`537-420-28-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,951 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,993 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1054 ENCINO ROW
City	CORONADO
State	CA
Zip	92118-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAR 2 TR PM17384
Legal Subdivision	CORONADO BEACH SOUTH ISLAND
Legal Tract	1017384
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	21800

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1054 ENCINO ROW, CORONADO, CA 92118-2814
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit NORTH AMERICAN TITLE INSURANCE COMPANY
Jul 17, 2018	Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Oct 19, 2009 · Amount on Record
Deed Document Number	2018291296
Prior Transfer Date	Oct 12, 2009
Prior Transfer Doc	0000577038
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1054 ENCINO ROW, CORONADO, CA 92118-2814
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 ENCINO ROW, CORONADO, CA 92118-2814

Mortgage

Document Number	0000614333
Date	Aug 30, 2021
Instrument	2021-0614333

Lender

Name	NORTH AMERICAN TITLE INSURANCE COMPANY
Type	Non-Lending Institution
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2018
Property Address	1054 ENCINO ROW, CORONADO, CA 92118-2814
Document Number	0000291296
Instrument Date	May 14, 2018
Instrument	2018-0291296
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1054 ENCINO ROW, CORONADO, CA 92118-2814

Mortgage

Document Number	0000291297
Date	Jul 17, 2018
Instrument	2018-0291297

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,487,441 (+2%) Land $2,349,614 Building $1,137,827
2025	$36,659.00 (+4.07%)	$3,419,061 (+4.04%) Land $2,303,544 Building $1,115,517
2023	$35,225.00 (+1.96%)	$3,286,297 Land $2,214,096 Building $1,072,201
2022	$34,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (2004–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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