1034 Encino Row, Coronado, CA 92118 Property Records

San Diego County property record for 1034 Encino Row, Coronado, CA 92118

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,542 sqft · built 2023
Lot Size0.16 acres (6,966 sqft)
OwnerCompany Name on File
Last Sale$2,250,000 (Jun 2018)
Tax Bill$27,538 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN537-420-08-00

Property Details

APN / Parcel Number

Primary APN537-420-08-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories1 Story
Building Area2,542 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area6,966 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1034 ENCINO ROW
CityCORONADO
StateCA
Zip92118-2814
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal DescriptionBLK 21 LOT 11 TR 000376
Legal SubdivisionCORONADO BEACH SOUTH ISLAND
Legal Tract000376
Legal Block21
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1011
Census Tract21800

Owner

Source: San Diego County records · APN 537-420-08-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1034 ENCINO ROW, CORONADO, CA 92118-2814
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Deed of Trust, Mortgage · Line of Credit
ZB NA
Dec 08, 2022Intrafamily Transfer, Transfer
Aug 22, 2019Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA
May 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jun 12, 2018Grant Deed, Transfer · ARM
MUFG UNION BANK NA
Sep 14, 2017Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2018 · Amount on Record
Deed SaleJun 12, 2018 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Document Number2018237537
Last Transfer DateNov 22, 2022
Transfer Doc0000461733
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1034 ENCINO ROW, CORONADO, CA 92118-2814
Transaction TypeMortgage
Record UpdatedDec 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1034 ENCINO ROW, CORONADO, CA 92118-2814

Mortgage

Document Number0000475610
DateDec 21, 2022
Instrument2022-0475610
Lender
NameZB NA
TypeBank
AddressLA MESA, CA 91941
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 08, 2022
Property Address1034 ENCINO ROW, CORONADO, CA 92118-2814
Document Number0000461733
Map ReferenceMAP 376
Instrument DateOct 17, 2022
Instrument2022-0461733
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1034 ENCINO ROW, CORONADO, CA 92118-2814

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1034 ENCINO ROW, CORONADO, CA 92118-2814
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000356371
DateAug 22, 2019
Instrument2019-0356371
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term359 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2021
Property Address1034 ENCINO ROW, CORONADO, CA 92118-2814
Document Number0000379924
Map ReferenceMAP 376
Instrument DateDec 14, 2020
Instrument2021-0379924
Transaction TypeTransfer
Record UpdatedJun 01, 2021
Title CompanyELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000379925
DateMay 19, 2021
Instrument2021-0379925
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJan 01, 2051

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 12, 2018
Property Address1034 ENCINO ROW, CORONADO, CA 92118-2814
Document Number0000237537
Map ReferenceMAP 376
Instrument DateJun 07, 2018
Instrument2018-0237537
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1034 ENCINO ROW, CORONADO, CA 92118-2814

Mortgage

Document Number0000237538
DateJun 12, 2018
Instrument2018-0237538
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term481 Months
DueJul 01, 2058
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJul 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate10.5%

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 14, 2017
Property Address1034 ENCINO ROW, CORONADO, CA 92118-2814
Document Number0000423121
Instrument DateSep 13, 2017
Instrument423121
Transaction TypeTransfer
Record UpdatedSep 19, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$2,365.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 181068 CORONADO CA 921781068, CORONADO, CA 92178-1068

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCoronado City
Unified School DistrictCoronado Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,611,311 (+2%) Land $2,437,227 Building $174,084
2025$27,538.00 (+4.06%) Homeowner's exemption$2,560,110 (+4.04%) Land $2,389,439 Building $170,671
2023$26,464.00 (+1.95%) Homeowner's exemption$2,460,700 Land $2,296,655 Building $164,045
2022$25,957.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Jan 2024 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Based on FCC filings for 655 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL-AM WATER CORONADO
private · serves 106,000 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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