1054 Cornelius Rd, Rockwall, TX 75087 Property Records

Rockwall County property record for 1054 Cornelius Rd, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,188 sqft · built 2017
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$374,100 (Oct 2017)
Tax Bill	$12,254 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R91079`

Property Details

APN / Parcel Number

Primary APN	`R91079`
Alternative APNs	`S3606-000A-0007-00-0R` `91079`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,188 sqft Living Area
Gross Area	5,205 sqft
1st Floor Area	4,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	14 Parking Spaces
Porch	Covered Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1054 CORNELIUS RD
City	ROCKWALL
State	TX
Zip	75087-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES ON THE RIDGE, BLOCK A, LOT 7
Legal Subdivision	ESTATES ON THE RIDGE
Legal Tract	7
Legal Block	A
Legal Lot Number	7
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1028
Census Tract	40201

Owner

1054 Cornelius Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	519 E INTERSTATE 30, ROCKWALL, TX 75087-5408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 18, 2019	Deed of Trust, Mortgage · ARM REGIONS BANK
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Oct 2, 2017	Vendor's Lien, Subdivision Related Transfer · Construction Mortgage AFFILIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Deed Document Number	201718425
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0000018425
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030005
Date	Nov 3, 2021
Instrument	20210000030005

Lender

Name	ALLIANCE BANK
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030122
Date	Nov 4, 2021
Instrument	20210000030122

Lender

Name	ALLIANCE BANK
Type	Bank
Address	SULPHUR SPRINGS, TX 75482

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906

Mortgage

Document Number	0000022905
Date	Dec 30, 2024
Instrument	20240000022905

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015134
Date	Aug 22, 2018
Instrument	20180000015134

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003602
Date	Mar 18, 2019
Instrument	20190000003602

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006609
Date	Apr 3, 2020
Instrument	20200000006609

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

October 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 2, 2017
Property Address	1054 CORNELIUS RD, ROCKWALL, TX 75087-7906
Document Number	0000018425
Map Reference	CAB J SL 39
Instrument Date	Sep 29, 2017
Instrument	20170000018425
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 HAMILTON CT, 912, ROCKWALL, TX 75032-8201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 E INTERSTATE 30 # 718, 718, ROCKWALL, TX 75087-5408

Mortgage

Document Number	0000018426
Date	Oct 2, 2017
Instrument	20170000018426

Lender

Name	AFFILIATED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000018427
Date	Oct 2, 2017
Instrument	20170000018427

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1054 Cornelius Rd was $12,254 with a homeowner's exemption, up 0.9% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$998,650 (-4.27%) Land $205,500 Building $793,150	$998,650 (-7%) Land $205,500 Building $793,150
2025	$12,254.00 (+0.91%) Homeowner's exemption	$1,043,156	$1,073,782 Land $270,000 Building $803,782
2024	$12,144.00
2023		$872,581 Land $198,900 Building $673,681	$872,581 Land $198,900 Building $673,681
2021	$10,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1054 Cornelius Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 Cornelius Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION WSC serves 2,028 people · EPA ID TX1990010
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Spectrum.

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