1038 Cornelius Rd, Rockwall, TX 75087 Property Records

Rockwall County property record for 1038 Cornelius Rd, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4,326 sqft · built 2023
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,278 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R91080`

Property Details

APN / Parcel Number

Primary APN	`R91080`
Alternative APNs	`S3606-000A-0008-00-0R` `91080`

Interior

Stories	1 Story
Building Area	4,326 sqft Living Area
Gross Area	6,509 sqft
1st Floor Area	4,326 sqft

Exterior

Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	1,715 sqft
Porch	Covered Porch

Location & Zoning

Street Address	1038 CORNELIUS RD
City	ROCKWALL
State	TX
Zip	75087-7906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES ON THE RIDGE, BLOCK A, LOT 8
Legal Subdivision	ESTATES ON THE RIDGE
Legal Tract	8
Legal Block	A
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1028
Census Tract	40201

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 1, 2023	Warranty Deed, Transfer CAPITAL TITLE
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage RESOURCE ONE CU
Feb 28, 2019	Warranty Deed, Transfer
Sep 13, 2018	Loan Modification, Mortgage INWOOD NAT'L BK
Mar 13, 2018	Loan Modification, Mortgage INWOOD NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023
Deed Sale	Mar 1, 2023
Prior Sale	Jan 13, 2022 · Amount on Record
Deed Document Number	20233095
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 CORNCLIUS RD, ROCKWALL, TX 75087-7906

Mortgage

Document Number	0000003440
Date	Feb 25, 2026
Instrument	20260000003440

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 RAINBOW DR, LIVINGSTON, TX 77399-2051

Mortgage

Document Number	0000014525
Date	Aug 29, 2023
Instrument	20230000014525

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Mar 1, 2023
Property Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Document Number	0000003095
Map Reference	CAB J SL 39
Instrument Date	Feb 28, 2023
Instrument	20230000003095
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 EDMUND LN, FATE, TX 75087-0507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 RAINBOW DR # 15181, 15181, LIVINGSTON, TX 77399-2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jan 13, 2022
Property Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Document Number	0000001117
Map Reference	CAB J SL 39
Instrument Date	Jan 7, 2022
Instrument	20220000001117
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2585 COBBLESTONE DR, ROCKWALL, TX 75087-6751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 EDMUND LN, ROCKWALL, TX 75087-0507

Mortgage

Document Number	0000001118
Date	Jan 13, 2022
Instrument	20220000001118

Lender

Name	RESOURCE ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Feb 28, 2019
Property Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Document Number	0000002741
Instrument Date	Feb 28, 2019
Instrument	2741
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2585 COBBLESTONE DR ROCKWALL TX 750876751, ROCKWALL, TX 75087-6751

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Document Number	0000018291
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 RIDGE RD W ROCKWALL TX 750873110, ROCKWALL, TX 75087-3110

Mortgage

Document Number	0000018291
Date	Oct 11, 2018
Instrument	18291

Lender

Name	INWOOD NAT'L BK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Term	12 Months
Due	Oct 10, 2019

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	1038 CORNELIUS RD, ROCKWALL, TX 75087-7906
Document Number	0000006212
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 RIDGE RD W ROCKWALL TX 750873110, ROCKWALL, TX 75087-3110

Mortgage

Document Number	0000006212
Date	Apr 12, 2018
Instrument	6212

Lender

Name	INWOOD NAT'L BK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Term	12 Months
Due	Apr 11, 2019

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,273,254 (-0.89%) Land $205,500 Building $1,067,754	$1,273,254 (-0.89%) Land $205,500 Building $1,067,754
2025	$15,278.00 (-20.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$1,284,655 (+545.88%) Land $270,000 Building $1,014,655	$1,284,655 (+545.88%) Land $270,000 Building $1,014,655
2024	$19,141.00 (+643.05%)
2023	$2,576.00 (+2.14%)	$198,900 Land $198,900	$198,900 Land $198,900
2021	$2,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION WSC serves 2,028 people · EPA ID TX1990010
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Spectrum.

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