Cherokee County property record for 1054 Co Rd 164, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,006 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $555 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-12-07-35-0-000-008.003 |
| Primary APN | 13-12-07-35-0-000-008.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Upper Floors Area | 580 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Account Number | 9716 |
|---|---|
| Street Address | 1054 COUNTY ROAD 164 |
| City | CENTRE |
| State | AL |
| Zip | 35960-3733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE COR NW/4 SE/4;W 210';S 210';E 210';N 210'TO POB |
| Legal Range | 11E |
| Legal Township | 10S |
| Legal Section | 35 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 956101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1054 COUNTY ROAD 164, CENTRE, AL 35960-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1054 COUNTY ROAD 164, CENTRE, AL 35960-3733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000240411 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 240411 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 26, 2055 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555.00 | ||
| 2025 | $1,660 (-88.61%) Land $740 Building $920 | $153,300 (+5.22%) Land $7,300 Building $146,000 | |
| 2023 | $559.00 Homeowner's exemption | $14,580 (+846.75%) | $145,700 (-) Land $6,600 Building $139,100 |
| 2022 | $559.00 Homeowner's exemption | $1,540 Land $660 Building $880 | $145,700 Land $6,600 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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