932 Co Rd 164, Centre, AL 35960 Property Records

Cherokee County property record for 932 Co Rd 164, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,523 sqft · built 2008
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-12-07-35-0-000-008.011`

Property Details

APN / Parcel Number

Primary APN	`13-12-07-35-0-000-008.011`
Alternative APNs	`ALT APN:1207350000008011` `20381`

Interior

Stories	1 Story
Building Area	1,523 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	115,434 sqft (2.65 acres)
Garage Type	Mixed
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	434 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	20381
Street Address	932 COUNTY ROAD 164
City	CENTRE
State	AL
Zip	35960-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM @ THE NW COR NW/4 SE/4;SE738 TO POB;E350;S330;W350;N330 TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1042
Census Tract	956101

Owner

Source: Cherokee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	932 COUNTY ROAD 164, CENTRE, AL 35960-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2006
Deed Sale	Dec 8, 2006
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	932 COUNTY ROAD 164, CENTRE, AL 35960-3732
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222936
Date	Feb 22, 2022
Instrument	222936

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	932 COUNTY ROAD 164, CENTRE, AL 35960-3732
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	218523
Date	Jun 2, 2021
Instrument	218523

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$18,820 (-19.23%) Land $1,100 Building $17,720	$239,100 (+2.71%) Land $10,900 Building $228,200
2023	Additional exemption filed	$23,300	$232,800 Land $9,900 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 164

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