1054 Anchor Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1054 Anchor Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,805 sqft · built 1993
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`002701-0100`

Property Details

APN / Parcel Number

Primary APN	`002701-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	3,425 sqft
1st Floor Area	2,805 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	387 sqft
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1054 ANCHOR RD
City	SAINT JOHNS
State	FL
Zip	32259-9024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/93-95 BAYSIDE LOT 10 OR980/757
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BAYSIDE
Legal Block	2
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20803

Owner

1054 Anchor Rd is owned and occupied by two individuals.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1054 ANCHOR RD, SAINT JOHNS, FL 32259-9024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1054 ANCHOR RD, SAINT JOHNS, FL 32259-9024
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 ANCHOR RD, SAINT JOHNS, FL 32259-9024

Mortgage

Document Number	0054891569
Date	Feb 9, 2022
Book Page	5489/1569
Instrument	2022014808

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1054 ANCHOR RD, SAINT JOHNS, FL 32259-9024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 ANCHOR RD, FRUIT COVE, FL 32259-9024

Mortgage

Document Number	0050791527
Date	Oct 23, 2020
Book Page	5079/1527
Instrument	2020094739

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1054 Anchor Rd was $1,314 with a homeowner's exemption, up 17.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,544 (+2.7%)	$553,843 (+13.83%) Land $200,000 Building $353,843
2025	$1,314.00 (+17.53%) Homeowner's exemption	$111,533 (+2.9%)	$486,564 (+2.22%) Land $135,000 Building $351,564
2024	$1,118.00 (+2.57%) Homeowner's exemption	$108,390 (+3%)	$475,999 (+5.29%) Land $135,000 Building $340,999
2023	$1,090.00 (+4.81%) Homeowner's exemption	$105,233 (+3%)	$452,080 (-2.86%) Land $120,000 Building $332,080
2022	$1,040.00 Homeowner's exemption	$102,168	$465,395 Land $112,000 Building $353,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1054 Anchor Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 Anchor Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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