1048 Anchor Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1048 Anchor Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,761 sqft · built 1985
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 2001)
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002701-0090`

Property Details

APN / Parcel Number

Primary APN	`002701-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,761 sqft Living Area
Gross Area	3,610 sqft
1st Floor Area	2,761 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	589 sqft
Porch	Enclosed Glass Porch
Porch Area	261 sqft
Patio Area	1,147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1048 ANCHOR RD
City	SAINT JOHNS
State	FL
Zip	32259-9024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/93-95 BAYSIDE LOT 9 OR1685/1441
Legal Range	26E
Legal Township	05S
Legal Section	44
Legal Subdivision	BAYSIDE
Legal Block	2
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2007
Census Tract	20803

Owner

1048 Anchor Rd is owned and occupied by two individuals who bought it in December 2001.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1048 ANCHOR RD, SAINT JOHNS, FL 32259-9024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2001 · Amount on File
Deed Sale	Dec 7, 2001 · Amount on File
Prior Sale	Dec 7, 2001 · Amount on File
Deed Document Number	200163271
Deed Book / Page	1685 / 1443
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1048 ANCHOR RD, SAINT JOHNS, FL 32259-9024
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 ANCHOR RD, SAINT JOHNS, FL 32259-9024

Mortgage

Document Number	0053040942
Date	Jun 29, 2021
Book Page	5304/942
Instrument	2021072366

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1048 Anchor Rd was $4,053 with exemptions applied, up 12.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,572 (+2.7%)	$599,071 (+13.22%) Land $200,000 Building $399,071
2025	$4,053.00 (+12.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$319,934 (+2.9%)	$529,108 (+0.09%) Land $135,000 Building $394,108
2024	$3,595.00 (+2.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$310,917 (+3%)	$528,612 (+4.14%) Land $135,000 Building $393,612
2023	$3,522.00 (+3.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$301,861 (+3%)	$507,574 (+0.99%) Land $120,000 Building $387,574
2022	$3,419.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$293,069	$502,604 Land $112,000 Building $390,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 Anchor Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1996–2017)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 Anchor Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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