10535 Otter Key Ln, Estero, FL 33928 Property Records

Lee County property record for 10535 Otter Key Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,259 sqft · built 2019
Lot Size0.153 acres (6,670 sqft)
Owner2 Company Names on Record
Last Sale$575,000 (Sep 2023)
Tax Bill$5,696 (2025)
Deeds & MortgagesSep 2023 Sale
Apr 2020 Sale
Flood ZoneZone AE (high risk)
APN26-46-25-E1-38000.2340

Property Details

APN / Parcel Number

Primary APN26-46-25-E1-38000.2340
Alternative APNs
  • 252646E1380002340
  • 10583633

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,259 sqft Living Area
Gross Area2,876 sqft
1st Floor Area1,851 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area6,670 sqft (0.153 acres)
View / LotLake
Garage TypeAttached
Garage Area569 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area456 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10583633
Street Address10535 OTTER KEY LN
CityESTERO
StateFL
Zip33928-4044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionTIDEWATER PH 3 LOT 234 AS DESC IN INST 2018000016172
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER PH 3
Legal Phase3
Legal Block1
Legal Lot Number234
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1003
Census Tract40118

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10535 OTTER KEY LN, ESTERO, FL 33928-4044
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Warranty Deed, Transfer
BONITA TITLE INC
Apr 14, 2020Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleApr 14, 2020 · Amount on Record
Deed Document Number2023304561
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 15, 2023
Property Address10535 OTTER KEY LN, ESTERO, FL 33928-4044
Document Number0000304561
Map ReferenceDOC 2018000016172
Instrument DateSep 11, 2023
Instrument2023000304561
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyBONITA TITLE INC

Transaction

AmountAmount Recorded
Tax$4,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressTOBELHOFSTRASSE 344, GOCKHAUSEN XX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10535 OTTER KEY LN, ESTERO, FL 33928-4044

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 14, 2020
Property Address10535 OTTER KEY LN, ESTERO, FL 33928-4044
Document Number0000089799
Instrument DateApr 7, 2020
Instrument89799
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,707.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24311 WALDEN CENTER DR BONITA SPRINGS FL 341344937, BONITA SPRINGS, FL 34134-4937

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,696.00 (+37.62%) Homeowner's exemption Widower's exemption$449,540 (+33.26%)$454,540 (-12.93%) Land $101,572 Building $352,968
2023$4,139.00 (-1.8%) Homeowner's exemption Widower's exemption$337,353 (+3%)$522,029 (+31.68%) Land $87,352 Building $434,677
2022$4,215.00 Homeowner's exemption Widower's exemption$327,527$396,444 Land $77,600 Building $318,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims2 (1988–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000

May also be available: Summit Broadband, Verizon, Xfinity.

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