Lee County property record for 10529 Otter Key Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,983 sqft · built 2020 |
| Lot Size | 0.211 acres (9,190 sqft) |
| Owner | Individual Name on File |
| Last Sale | $577,900 (Jan 2020) |
| Tax Bill | $6,146 (2025) |
| Deeds & Mortgages | Jan 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 26-46-25-E1-38000.2350 |
| Primary APN | 26-46-25-E1-38000.2350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,983 sqft Living Area |
| Gross Area | 5,035 sqft |
| 1st Floor Area | 2,911 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,190 sqft (0.211 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 399 sqft |
| Patio Area | 622 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10583634 |
|---|---|
| Street Address | 10529 OTTER KEY LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | TIDEWATER PH 3 LOT 235 AS DESC IN INST 2018000016172 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 26 |
| Legal Subdivision | TIDEWATER PH 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 235 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40118 |
10529 Otter Key Ln is owned and occupied by an individual who bought it in January 2020.
Source: Lee County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10529 OTTER KEY LN, ESTERO, FL 33928-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on File |
| Deed Sale | Jan 24, 2020 · Amount on File |
| Deed Document Number | 202021256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 24, 2020 |
| Property Address | 10529 OTTER KEY LN, ESTERO, FL 33928-4044 |
| Document Number | 0000021256 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 21256 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,045.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10529 OTTER KEY LN ESTERO FL 339284044, ESTERO, FL 33928-4044 |
The 2025 property tax bill for 10529 Otter Key Ln was $6,146 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,148 (+2.7%) | $833,026 (-8.85%) Land $100,371 Building $732,655 | |
| 2025 | $6,146.00 Homeowner's exemption | $484,078 | $913,944 Land $116,280 Building $797,664 |
| 2023 | $5,766.00 (+0.28%) Homeowner's exemption | $456,733 (+3%) | $806,577 (+23.23%) Land $120,341 Building $686,236 |
| 2022 | $5,750.00 Homeowner's exemption | $443,430 | $654,513 Land $99,900 Building $554,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10529 Otter Key Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (1988–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10529 Otter Key Ln is moderate, ranking above 45% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
May also be available: Summit Broadband, Verizon, Xfinity.
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