Cherokee County property record for 10535 Co Rd 103, Mentone, AL 35984
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 2000 |
| Lot Size | 3.31 acres (144,619 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01-04-20-0-000-006.005 |
| Primary APN | 13-01-04-20-0-000-006.005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,152 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 144,619 sqft (3.31 acres) |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 192 sqft |
| Deck Area | Deck Area |
| Account Number | 865 |
|---|---|
| Street Address | 10535 COUNTY ROAD 103 |
| City | MENTONE |
| State | AL |
| Zip | 35984-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SW COR; E 445'; NE 360'; W 700';S 240' TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 955702 |
10535 Co Rd 103 is owned and occupied by two individuals.
Source: Cherokee County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10535 COUNTY ROAD 103, MENTONE, AL 35984-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage REGIONS BANK |
| Oct 30, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 10535 COUNTY ROAD 103, MENTONE, AL 35984-6006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 216753 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 216753 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 10535 COUNTY ROAD 103, MENTONE, AL 35984-6006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 205029 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 205029 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $2,480 Land $1,600 Building $880 | $148,200 Land $15,900 Building $132,300 |
| 2023 | Additional exemption filed | $14,640 | $146,300 Land $14,000 Building $132,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10535 Co Rd 103 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10535 Co Rd 103 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 50 / 3 |
May also be available: AT&T, Killians Electronics.
5G (outdoors only) and 4G LTE
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