10420 Co Rd 103, Mentone, AL 35984 Property Records

Cherokee County property record for 10420 Co Rd 103, Mentone, AL 35984

Property Summary

Property Type	Single Family Home
Details	2 ba · 780 sqft · built 2008
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Jul 2021)
Tax Bill	$2,010 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01-09-29-0-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`13-01-09-29-0-000-001.005`
Alternative APNs	`ALT APN:0109290000001005` `209274`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	348,480 sqft (8 acres)
Garage Type	Mixed
Porch	Open Porch
Total Buildings	2 Buildings

Location & Zoning

Account Number	209274
Street Address	10420 COUNTY ROAD 103
City	MENTONE
State	AL
Zip	35984-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ NW COR;S395 TO POB;SE371;E156;NE162;SE114;NE186;SE205;NE286;NW608;W93;SWLY ALG ROW300;S210W210 TO POB
Legal Range	11E
Legal Township	06S
Legal Section	29
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1005
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MODERN MORTGAGE FINANCIAL LLC
Feb 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Feb 10, 2020	Warranty Deed, Transfer
Feb 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	2021219266
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	0000219266
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014

Mortgage

Document Number	0000242240
Date	Jan 30, 2026
Instrument	242240

Lender

Name	MODERN MORTGAGE FINANCIAL LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228045
Date	Feb 16, 2023
Instrument	228045

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 10, 2020
Property Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014
Document Number	210960
Map Reference	DB 375 PG 232
Instrument Date	Jan 2, 2020
Instrument	210960
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10220 COUNTY ROAD 103, 10220, MENTONE, AL 35984-6016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 10, 2020
Property Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014
Document Number	210959
Map Reference	DB 375 PG 232
Instrument Date	Aug 27, 2019
Instrument	210959
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10220 COUNTY ROAD 103, 10220, MENTONE, AL 35984-6016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10420 COUNTY ROAD 103, MENTONE, AL 35984-6014

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,010.00 (+7.14%)
2025	$1,876.00 (+0.43%) Homeowner's exemption	$5,420 (+3.44%) Land $1,920 Building $3,500	$473,400 (+0.87%) Land $33,400 Building $440,000
2024	$1,868.00 Additional exemption filed	$5,240 (-88.54%) Land $1,740 Building $3,500	$469,300 (+2.58%) Land $29,300 Building $440,000
2023	$1,868.00 Homeowner's exemption	$45,740 (+772.9%)	$457,491 (-2.52%) Land $17,491 Building $440,000
2022	$1,868.00 Homeowner's exemption	$5,240 Land $1,740 Building $3,500	$469,300 Land $29,300 Building $440,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: AT&T, Killians Electronics.

Cell Coverage

5G (outdoors only) and 4G LTE

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