10530 Combs Ave, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 10530 Combs Ave, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$1,641 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-120-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-120-002.000-018`
Alternative APNs	`291312120002000003` `1713120120002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 2018
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713120120002000
Old Parcel Number	291312120002000003
Street Address	10530 COMBS AVE
City	CARMEL
State	IN
Zip	46280-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .18, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, REPLAT INFORMATION: LOT 16, LOT 16-B
Legal Subdivision	LITTLE FARMS ADD
Legal Lot Number	16,16-B
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	111104

Owner

10530 Combs Ave is owned and occupied by an individual who acquired it in August 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10530 COMBS AVE, CARMEL, IN 46280-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Grant Deed, Transfer HABITAT/HUMANITY/HAMILTON CNTY
Aug 27, 2018	Correction Deed HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018
Deed Sale	Aug 8, 2018
Deed Document Number	2018036520
Record Updated	Jun 8, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 8, 2018
Property Address	10530 COMBS AVE, CARMEL, IN 46280-1440
Document Number	0000036520
Instrument Date	Aug 3, 2018
Instrument	36520
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 COMBS AVE INDIANAPOLIS IN 462801440, INDIANAPOLIS, IN 46280-1440

Mortgage

Document Number	36522
Date	Aug 8, 2018
Instrument	36522

Lender

Name	HABITAT/HUMANITY/HAMILTON CNTY
Address	INDIANAPOLIS, IN 46256

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 7, 2023

Mortgage

Document Number	36521,
Date	Aug 8, 2018
Instrument	36521

Lender

Name	HABITAT/HUMANITY/HAMILTON CNTY
Address	7998 CENTERPOINT DR # 100, INDIANAPOLIS, IN 46256-3383

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

August 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 27, 2018
Property Address	10530 COMBS AVE, CARMEL, IN 46280-1440
Document Number	0000039737
Instrument Date	Aug 3, 2018
Instrument	39737
Record Updated	Jun 27, 2019
Title Company	HAMILTON NATIONAL TITLE LLC, HAMILTON NAT'L TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 COMBS AVE INDIANAPOLIS IN 462801440, INDIANAPOLIS, IN 46280-1440

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,900 Land $56,600 Building $138,300	$194,900 Land $56,600 Building $138,300
2024	$1,641.00 (+1.55%)
2023	$1,616.00 (-2.18%)	$180,800 (+4.57%) Land $56,600 Building $124,200	$180,800 (+4.57%) Land $56,600 Building $124,200
2022	$1,652.00	$172,900 Land $25,000 Building $147,900	$172,900 Land $25,000 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10530 Combs Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10530 Combs Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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