10506 Combs Ave, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 10506 Combs Ave, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,458 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Tax Bill	$3,434 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-120-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-120-001.000-018`
Alternative APNs	`291312120001000003` `1713120120001000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2007
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	10506 COMBS AVE
City	CARMEL
State	IN
Zip	46280-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .18, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, REPLAT INFORMATION: LOT 16, LOT 16-A
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	LITTLE FARMS
Legal Lot Number	16
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	111104

Owner

Source: Hamilton County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13344 W LETTS LN, CARMEL, IN 46074-5504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 1, 2021	Warranty Deed, Transfer
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2017	Deed of Trust, Mortgage STATE BK/LIZTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021
Deed Sale	Jul 1, 2021
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	202148210
Prior Transfer Date	Apr 25, 2014
Prior Transfer Doc	0000016136
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10506 COMBS AVE, CARMEL, IN 46280-1440
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019052620
Date	Oct 22, 2019
Instrument	2019052620

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 1, 2021
Property Address	10506 COMBS AVE, CARMEL, IN 46280-1440
Document Number	0000048210
Map Reference	DOC 2007006398
Instrument Date	Jun 30, 2021
Instrument	2021048210
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13344 W LETTS LN, CARMEL, IN 46074-5504

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 11, 2018
Property Address	10506 COMBS AVE, CARMEL, IN 46280-1440
Document Number	2018031240
Map Reference	CAB4 SL243
Instrument Date	Jun 20, 2018
Instrument	2018031240
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10506 COMBS AVE, CARMEL, IN 46280-1440

Mortgage

Document Number	2018031241
Date	Jul 11, 2018
Instrument	2018031241

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10506 COMBS AVE, CARMEL, IN 46280-1440
Document Number	0000051171
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10506 COMBS AVE INDIANAPOLIS IN 462801440, INDIANAPOLIS, IN 46280-1440

Mortgage

Document Number	0000051171
Date	Oct 16, 2017
Instrument	51171

Lender

Name	STATE BK/LIZTON
Type	Bank
Address	LIZTON, IN 46149

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,800 (+5.76%) Land $76,300 Building $105,500	$181,800 (+5.76%) Land $76,300 Building $105,500
2024	$3,434.00 (-1.52%)	$171,900 (-0.64%) Land $76,300 Building $95,600	$171,900 (-0.64%) Land $76,300 Building $95,600
2023	$3,487.00 (+83.62%)	$173,000 (+87.84%) Land $76,300 Building $96,700	$173,000 (+87.84%) Land $76,300 Building $96,700
2022	$1,899.00	$92,100 Land $31,500 Building $60,600	$92,100 Land $31,500 Building $60,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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