1053 E Afton Rd, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 1053 E Afton Rd, Bainbridge, NY 13733

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,584 sqft · built 1900
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on Record
Tax Bill$2,341 (2026)
Deeds & MortgagesMay 2020 Mortgage
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN082289 286.06-1-14.2

Property Details

APN / Parcel Number

Primary APN082289 286.06-1-14.2
Alternative APN
  • 228928606000010142000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,584 sqft Living Area
1st Floor Area1,144 sqft
Upper Floors Area440 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area28,750 sqft (0.66 acres)
Lot Width100 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1053 E AFTON RD
CityBAINBRIDGE
StateNY
Zip13733-3264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number14.200
JurisdictionCHENANGO NY
Township / Civil DivisionBAINBRIDGE
Census Block Group1
Census Block1046
Census Tract970901

Owner

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1053 E AFTON RD, BAINBRIDGE, NY 13733-3264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2020Deed of Trust, Mortgage
NBT BK
Feb 24, 2017Deed of Trust, Mortgage · Line of Credit
NBT BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 17, 2006
Transfer Doc2006002443
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address1053 E AFTON RD, BAINBRIDGE, NY 13733-3264
Document Number0000000787
Instrument DateMay 7, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 E AFTON RD BAINBRIDGE NY 137333264, BAINBRIDGE, NY 13733-3264

Mortgage

Document Number0000000787
DateJun 2, 2020
Instrument787
Lender
NameNBT BK
TypeBank
AddressNORWICH, NY 13815
Agreement
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address1053 E AFTON RD, BAINBRIDGE, NY 13733-3264
Document Number0000000578
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedMay 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 E AFTON RD BAINBRIDGE NY 137333264, BAINBRIDGE, NY 13733-3264

Mortgage

Document Number0000000578
DateMar 29, 2017
Instrument578
Lender
NameNBT BK
TypeBank
AddressBAINBRIDGE, NY 13733
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionBainbridge Town
Unified School DistrictBainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,341.00 (+0.86%)
2025$2,321.00$58,600 (-) Land $13,600 Building $45,000$86,176 (+17.65%) Land $20,000 Building $66,176
2023$58,600 Land $13,600 Building $45,000$73,250 Land $17,000 Building $56,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delhi Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Afton Rd

Nearby Streets

Search Property Records by Address or Parcel Number