1003 E Afton Rd, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 1003 E Afton Rd, Bainbridge, NY 13733

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,530 sqft · built 1890
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on Record
Tax Bill$3,455 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN082289 286.-1-20.4

Property Details

APN / Parcel Number

Primary APN082289 286.-1-20.4

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,530 sqft Total Area
1st Floor Area1,930 sqft
2nd Floor Area304 sqft
Upper Floors Area296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area60,984 sqft (1.4 acres)
Garage TypeDetached
Garage Area1,860 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area615 sqft
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1003 E AFTON RD
CityBAINBRIDGE
StateNY
Zip13733-3264
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number20.400
JurisdictionCHENANGO NY
Township / Civil DivisionBAINBRIDGE
Census Block Group1
Census Block1046
Census Tract970901

Owner

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1003 E AFTON RD, BAINBRIDGE, NY 13733-3264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 27, 1997
Transfer Doc0801000366
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHENANGO NY
Recording DateDec 31, 2019
Property Address1003 E AFTON RD, BAINBRIDGE, NY 13733-3264
Document Number0000002053
Instrument DateOct 24, 2019
Instrument2053
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address153 YOUMANS RD WELLS BRIDGE NY 138592011, WELLS BRIDGE, NY 13859-2011

Mortgage

Document Number2365
DateDec 31, 2019
Instrument2365
Lender
NameNANDOR ROMMER
Address1003 E AFTON RD, BAINBRIDGE, NY 13733-3264
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Interest
Rate2%

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionBainbridge Town
Unified School DistrictBainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,455.00 (+56.41%) Homeowner's exemption Senior Citizen's exemption
2025$2,209.00$86,464 (-) Land $16,264 Building $70,200$127,153 (+17.65%) Land $23,918 Building $103,235
2023$86,464 Land $16,264 Building $70,200$108,080 Land $20,330 Building $87,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delhi Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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